Tesco credit card Paypal gift

Wootball

Good evening - I applied for and received a Tesco credit card on 0% for 15 months, with the intention of furnishing a newly converted room with it. Most of the purchases are from brick and mortar shops, however one is via an online forum. The method of payment for this is Paypal gift, for £130. Would this class as a purchase on the Tesco card if I'm sending money to someone this way? Therefore, would it fit into my 0% purchases on the card?

Thanks for the help!

Wootball

Can anyone help?

rosmersholm

Recently did a paypal gift with credit card (Cap1) - registered as a purchase, not a cash advance. Might be different with Tesco, but positive sign from C1.

Wootball

How did you send it? There is an option to chose 'Buying goods' is that what I should use?

paulofessex

I would not pay via Pay Pal 'GIFT' as this excludes you from protection from Pay Pal should something go wrong. The seller is clearly trying to avoid paying Pay Pal transaction fees.
If the seller was genuine they should have no issue in sending you a pay pal invoice.

If you can afford to lose £130, then pay via 'Gift', l know l wouldnt, too many horror stories out there. Think twice, you are buying via a forum? not an online shop?

Wootball

I'm buying from a regulated forum with it's own feedback and transaction system.

Besides, that isn't the question I asked.

paulofessex

Wootball wrote: »

I'm buying from a regulated forum with it's own feedback and transaction system.

Besides, that isn't the question I asked.

Fair point, only trying to help. Hopefully someone will be able to answer your question soon.

rosmersholm

The Capital One transaction details for PayPal gift was:

MCC Description PROFESSIONAL SERVICES NOT ELSEWHERE CLASSIFIED
Transaction Type Purchase

Again, I can't speculate about Tesco - but if my Capital One was a "cashback for purchases"-esque card, it would have counted (bizarrely!)

rosmersholm

I sent it as "Personal" (not Business) and "Gift" (Not for goods") - to reflect what I was doing. There is a fee involved either client or recipient side.

That being said, I would echo concerns that "Gifts" have different regulations to other Paypal transactions.

Wootball

I sent it as a purchase for goods outside of eBay - called Tesco and they confirmed that it's gone through as a purchase rather than a cash advance.

Thanks everyone for your help.