Setting up windows user account

[Deleted User]

While setting up a user account with a password I noticed the following msg :

If you do this (setup password) the account (name) will lose all EFS-encrypted files, personal certificate and stored passwords for web sites or network resources.

Can someone please explain what this means and it's implication. I thought that setting up a P/W would make the account more secure, but the msg seems to imply the opposite

MikeWhitehead

Things like EFS-encryption keys are built using the user password. Any change to this password can cause loss of access as the new keys will not match the previous keys.

I'm not entirely sure of the situation with an account with no current password set, if this is simply a stock message or triggered.

AHAR

If you (or anyone else who uses that account) haven't set up EFS encyryption on anything then you won't lose access to any files. If you don't know what it is, it's a safe bet it isn't being used.
To be on the safe side you could change the password whilst logged in to the account you're trying to set it for. That should maintain anything secured by the (currently blank?) password.