Joint current account - best options please

veryintrigued

Hi there - advice please.

Looking to set up a joint current account with my partner. This will be fed (possibly £150 in total) from our own separate current acounts and will be used for day to day spending (rather than saving).

Hence we'll both require a cash card and it must be unlimited withdrawals but some interest would be nice too.

Any good offers on at the moment please from decent customer friendly institutions?

Cheers

ian_h

Current accounts - you're unlikely to find anything paying interest of note but if its for general spending a savings account might tick the boxes.

If you want a CASH (ATM) card lots of savings accounts offer this (including many e-saver products) have a look at the best buys part of the savings section in the top bar for ideas.

If you want a DEBIT card so you can spend directly from the account the only 2 savings accounts I know of that offer this are Nat West's First Reserve account and the Bank of Baroda UK's savings account (which also offers a cheque book should you need it).

smartiedriver_2

You're unlikely to find an interest bearing current account if you're only paying in £150/month.

Forget about the interest, it wouldn't even be pennies on £150/month, and instead focus on the other requirements you may have e.g. good branch network, efficient internet banking system etc.