insurance on a UK cruise?

gordon2

I am going on a 9 day cruise round the UK, should I bother with travel insurance?

We have pre-existing medical conditions but they are under control, we just keep getting repeat prescriptions from the surgery.

Both over 60.

adencooled

what happens if you become ill on the ship and need to see the doctor? are you willing to pay (i.e. on a p&o cruise i believe its £50 to see the onboard doctor)

also what happens if you lose your luggage?

gordon2

are you willing to pay

(i.e. on a p&o cruise i believe its £50 to see the onboard doctor)

So because it is in UK waters it is not free?

It is a Fred Olsen ship.

When I was booking the cruise no one mentioned insurance, that's why I thought I might not need it.

I have been searching, I can get insurance for the 2 of us for about £15, so might as well.