Does cashback count as a purchase on my credit card?

shezam

I have a Hbos credit card. I was wandering if I get cashback after doing my weekly shop if this counts as a purchase or will I get charged silly amounts of interest?

At the moment got 12 months interest free on purchases.

Thanks

Sharon87

At Asda when I worked there you couldn't get cashback on credit cards. Might be the same for other supermarkets. But I think if others do it will count as cash, not a purchase.

shiny76

shezam wrote: »

I have a Hbos credit card. I was wandering if I get cashback after doing my weekly shop if this counts as a purchase or will I get charged silly amounts of interest?

At the moment got 12 months interest free on purchases.

Thanks

As Sharon says most retailers won't offer cashback on a credit card. However, there are exceptions such as Wilkinsons. From what I've read they put this through as a purchase so should qualify as 0%.

See here for more details: https://forums.moneysavingexpert.com/discussion/3138730

BoroPhil

you can't get casback on credit cards

roddydogs

Im off to Wilkinsons to ask for £6,000 cashback on my CC.

Rupert_Bear

BoroPhil wrote: »

you can't get casback on credit cards

I have been to Wilkinsons and they offered me cashback. I queried it and the advisor showed me her screen confirming I would qualify.

However got the impression it was only for the well to do customer.

shiny76

Rupert_Bear wrote: »

I have been to Wilkinsons and they offered me cashback. I queried it and the advisor showed me her screen confirming I would qualify.

However got the impression it was only for the well to do customer.

:rotfl:
I never realised Wilkos was so discerning!

KingElvis

shiny76 wrote: »

:rotfl:
I never realised Wilkos was so discerning!

They aren't in Leeds :rotfl: