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Tuesday 12th July - What small DFW things will you be doing??
pixiechick99
Posts: 3,743 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important. :money:
Gooood morning everyone, happy Tuesday:T
Hoping for another lovely sunny day here - was very warm doing our school Sports day yesterday:o An easier day today though;)
Hope everyone is well - lots of regulars are missing:( Where are you......yes, I mean you - DNMS, Josie, La E, Stitching, Pernicious, NTBY....etc etc (apologies if I missed you, it's early;))
Right, time for my list:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important. :money:
Gooood morning everyone, happy Tuesday:T
Hoping for another lovely sunny day here - was very warm doing our school Sports day yesterday:o An easier day today though;)
Hope everyone is well - lots of regulars are missing:( Where are you......yes, I mean you - DNMS, Josie, La E, Stitching, Pernicious, NTBY....etc etc (apologies if I missed you, it's early;))
Right, time for my list:
- check banking
- check onepoll...not as many surveys now:(
- meal from plan tonight - Nigella's chicken cacciatore
- chicken out of freezer defrosting
- packed lunch for work and for dd2
- take fruit and water to work, free cuppas there
- water plants/tubs in garden - done already
- NSD
I really need to sort out a new signature!
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Comments
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Lol ok pixie i'm still reading, just really difficult to post nowadays as forums now blocked at work. XxxNothing to report as yet...give me a minute...!0
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Good morning
I did not do well yesterday ending up doing couple of hours work so still got some jobs from yesterday to do.
Load of washing already in Machine.
Strip beds and wash (have stripped them just waiting fro washing machine)
Lunch left from yesterday made into shepherds pie.(had Spag Bol yesterday kids love the mince with potatoes)
Try and do bit of work around looking after kids
Check Bank
check surveys
Do some gardening as got some plants to move.
Can i ask your opinions will it be strange to ask at toddler group if anyone would like to buy some salad etc as got lots of lettuces spring onions plums in the garden to much for the family to eat had mate round last night who said I should sell it !! Would be for cheap its all organic and would be picked the day they got it.
Thank you for opinions
Hope you all have a good day£10 a day challange Feb 27/435 Jan 530/465
2012 to pay off CC
After snowballing should be debt free by Mar 2016
2011 Target to be overdraft free this year and get debt down!0 -
I think people will think its a lovely gesture rather than odd Tebheag especially if its fresh and not overpriced salad is so samey samey in supermarkets especially lettuce nothing like home grown, go for it i would!!
Today im going to pick up my cheap as chips mothercare order from grabbitswill donext week...
also my solar lights from tescos also from the grabbits-done
have some bits from tesco with my tesco vouchers-slippers and shorts for free done
need a new shower curtain in argos and bathmat (from sale)done
finish a panel out garden(painting)
take my son to schooldone
and have a well earned spendy not mse day at all really but well deserved mooch around the sales..done
1414-sealed pot challenge :j157-virtual sealed pot challenge:) £10.23..
£175.73/£280 october grocery challenge:eek: 3/15 NSD October
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Morning all,
Thanks for starting us off Pixie (I was wondering the same about the regular folk)
Hi to all new posters and regular folk
Today I have/will
• Will have a LSD – only a lottery ticket and a MS dinner tonight (which will be refunded)
• Make a meal plan for the week
• Do any surveys in my mailbox
• Look for MS jobs
• Meals from stores
• Checked my online banking – no change....had to move over emergency cash borrowed from Mum
• Charging phone at work
• Think positive today
• Read newspaper online
• Read the freebie paper on the train
• Need to check out the freebies and the competition boards
• Enter comps online
• Look at a swimming timetable (can’t manage the gym until I lose a bit of weight)
• Drink plenty of water
• Take meds and vits to control hormones
• Update food diary (online and paper copy)
• Need to catch up on the thread
• Update sig (CCCS website was down all weekend)
Will see what happens....
Take care everyone
Candy xxx
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
morning all.
Thanks for starting us off Pixie
I think homegrown always tastes so much better than shopbought. Def worth mentioning it Tebheag after all worst people can say is no thank you.
my list for today
check banking
take DD to school
put all DD's DVD's away after she threw them over the floor cos she couldn't fit them back in the storage boxes :cool:
work at 4pm
sort through card making stuff
make cards to sell at carnival
DO NOT get distracted catching up on diaries on here
that's it for me for now as I really have to concentrate on making cards for the carnival in August.
Happy Tuesday everyoneGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
Morning all
Thanks to Pixie for starting us off.
Well I am writing this from my new home. Everything went well yesterday. Don't think there were any issues with checking out of the old flat, so I should get my deposit back. Finally reunited with my DH :j
Today I will:- Check bank balances
- Check surveys
- Wait for Virgin Media to pick up box/modem
- Search for flats and book some viewings
- Consolidate the penny banks
- Do some unpacking
- Set up a new savings account for moving PAD to
- Work out what to have for dinner
- Try and have a NSD
- Broccoli, anchovy pasta for dinner ala Jamie
*Official DFW Nerd #1368 - Proud to be dealing with my debts*
*Debts at LBM (11 Jan 2011): -£16400.62* Currently: -5948.68 (64% paid )*4 CC and 3 OD*
Current DFD: [STRIKE]Oct 2012[/STRIKE] May 2012 :eek:0 -
Morning all. got a meeting this am so thought better get on here early to post
going to check online banking
go to bank at lunch and pay some of oh chqs into his account.. he keeps them at home for ages! so i need to get them paid in. (self employed)
Have a good day all xDEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
MFW 2012 No.148:£1600 / £450.00
Mortgage - 102,57.160 -
morning everyone
pixie- thaks for staring us
tebheag- i think it would be finr I'd rather buy from someone I know and produce that is fresher than the stuff lying on supermarket shelves
rock cakes- enjoy your new home
Today I will:- Go and buy euros
- washing out to line dry
- go to bank and lift some money to put into new halifax account
- return some goods to shop I bought for hols don't need them and get a refund

- my dad coming for dinnet tonight so need to get a few bits- he's going to cut my hedges so it's a fair swap
- check e-mails etc.
- need to get travel insurance
- Phone taxi companies to price up airport run or to see if it's cheaper to take car and park it.
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Morning all
This is my last day off work until the start of August, and I'm away at the weekend so I need to make it count!
Today's list:
1. Laundry inc towels and bedding - Lots done and hung out, waiting on the washing machine now as doing the long washes
2. Trip to the tip (been having a huge tidy up)
3. Vacuuming
4. Make and freeze some pasta sauce - great for my lunches - made, but I'd like to put it through the blender and I need Mum to come home so I can ask her about it!
5. No spend day, but I do need to drop some money off (which I withdrew yesterday) for somebody.
6. Already checked my online banking - I can live with that!0 -
Good morning everyone. It’s a rather overcast day here today.
Pixie – Thanks for starting us off this morning.
My list for today:- Complete daily clicks DONE
- Look into available jobs added to the list for Thursday
- Catch up with freebies thread added to the list for Thursday
- Check online banking DONE Money transferred between accounts.
- Catch up with emails DONE
- Contact SP as not had any reply from the letter that I sent DONE They are refusing to help despite the power going to be off for 9 hours and me having no way to heat milk for dd:mad:
- Do some work on blogs and set up methods to make money I will do this on Thursday, as I have not got around to it.
- Do some work on the database DONE
- Check pure profile DONE Earned 10p
- Check one poll DONE Earned 45p
- Do some work on T I will do this on Thursday, as I have not had a chance today.
- Bath dd DONE
- Quick shower DONE
- Sort ms paperwork and look for more work DONE
- Make a start on the big project I got last night (12,000 words) Got 1350 word completed
- Check bzz DONE
- Sort out the pile of paperwork that is starting to build up on the desk I have moved this to tomorrows list, as I will be able to do nothing else due to no power.
- Spend quality time with dd DONE
- Clean and tidy the living room, office and kitchen I will do this tomorrow as never got a chance today.
- Package up books to be returned added to the list for tomorrow as didn't get around to it today
- Do some of the ironing pile added to the list for Thursday
- Do some of the laundry and hang inside to dry DONE
Oh well its not been a very productive day for me, however I have managed to get some of my list completed.Aiming to get Debt Free.0
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