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removed 2 defaults/debts today

2»

Comments

  • lee20010
    lee20010 Posts: 153 Forumite
    Badger, I've emailed you back.
    rictus123 wrote: »
    What sort of score do you think is good?

    Any score above 700 is better then under 500. Sure most the people in here say it's a waste of money, and CRA dont lend money yada yada, but it IS a guild line. I couldn't get a sim only plan last month, but I bet someone with a score of 700+ could. So it some ways, it's something to go on, in others, maybe not. But the very least it shows I am improving. And paying a tiny sum a month to verify that, is worth it in my eyes.
    Debt in June 2011: Debt amount £1248
    Credit score: 406:mad:
    Debt in Jan:Debt amount £0
    Credit score: 715:T

    Got my first credit card in December 2011 :D
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    Can I just point out that with an 800+ I was refused things... in fact would you believe with a 999 score I was turned down for 0% cards :) Tickled me no end that one ;)
    What they want to see is how you have managed credit and each has their own view on who can be trusted. Usually a default is not removed, it's marked as settled unless it's been applied in error. It will be a while before a default that is settled stops having a direct impact on your credit worthyness - give it time :)
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
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