Jersey - Travel Insurance

mummalove

We are going away to Jersey tomorrow and I am trying to arrange our travel insurance.

I am a little stumped what category Jersey comes under as I have read it is not part of the UK nor the EU, which I did not realise.

So should I do the insurance as 'worldwide'? Makes the premium a lot more expensive...but want to make sure I do it right.

Sally_A

I thought the Channel Islands were classed as UK.

Any chance of a link to the policy you are looking at, so we can see their definition of Territorial Limits?

mummalove

I got the information from wikipedia...this is their quote:

The Bailiwick of Jersey (/ˈdʒɜrzi/, French: [ʒɛʁzɛ]; Jèrriais: Jèrri) is a British Crown Dependency[6] off the coast of Normandy, France.[7] As well as the island of Jersey itself, the bailiwick includes two groups of small islands that are no longer permanently inhabited, the Minquiers and Écr!hous, and the Pierres de Lecq[8] and other rocks and reefs. Together with the Bailiwick of Guernsey, it forms the grouping known as the Channel Islands. Like the Isle of Man, Jersey is a separate possession of the Crown and is not part of the United Kingdom.[9] Jersey has an international identity different from that of the UK,[10] although it belongs to the Common Travel Area[11] and the definition of "United Kingdom" in the British Nationality Act 1981 is interpreted as including the UK and the Islands together.[12] The United Kingdom is constitutionally responsible for the defence of Jersey.[13] Jersey is not a part of the European Union but has a special relationship with it, being treated as part of the European Community for the purposes of free trade in goods.[14]


I am doing quotes via confused.com but they ask for the destination as: UK, Europe, Worldwide (2 different types), Australia/NZ...so I am stumped before I can go any further!

Any help much appreciated.

bouncydog1

Channel Islands are not part of the UK. There may be a reciprocal agreement for medical treatment between Jersey and UK - definately not one between Guernsey and Jersey.

Best bet is to try and buy some insurance online - if you are travelling by air (flybe for instance) suggest you look at their site - if by ferry suggest you start by looking there.

We have a policy with direct travel - www.direct-travel.co.uk, which covers us between Channel Islands and UK - might be worth a look.

mummalove

Thanks, we are travelling with Flybe, so I will have a look on their web page and the company you suggest.