Has anyone tried Wonga?

Letfromspain

edinburgher wrote: »

But surely you have the discipline for some things? You say you have a high income - unless you were very lucky, surely this took some effort? I think most people can muster up some discipline, the problem lies in channelling it (or 'selling' saving to them).

The discipline involved in studying and working hard is not the same discipline in handling money.

From the money perspective, I'm disciplined when I go food shopping and feel quite pleased with myself when I bag a few bargains. BUT, and this is the difficult to understand bit, I'll regularly spend £60 - £70 on a night out (and i mean at least twice a week) and splash out probably £200 a month on clothes. It doesn't bother me in the slightest, which is strange when you consider my pleased with myself attitude on making a few quid on my food shopping. Seriously odd I know but that's me!

edinburgher

The discipline involved in studying and working hard is not the same discipline in handling money.

All hard work entails discipline - just because you find it harder to exercise in some areas doesn't mean it's fundamentally different.

Still, getting bogged down in semantics

Letfromspain

edinburgher wrote: »

All hard work entails discipline - just because you find it harder to exercise in some areas doesn't mean it's fundamentally different.

Still, getting bogged down in semantics

Agreed!:beer:

KingElvis

Many people (as proved on here) have no idea how they are going to pay these things back, if you're desperate, paying BACK doesn't come into it.

I've never known an issue where so many people's circumstances change overnight than with payday loans.

They don't realise until their benefits of whatever are raped that those few nights out have cost them dearly.

!!!!!!, there was even one crazy wench on here borrowed from these people while on benefits to go to a hen night.....shezzzzzzzz

50quidonRED

live for the moment!!!! YOU'V BEEN WONGA'D!!!

they sould make an advert like the old tango one,

some man runnin about stickin money in people's faces!!
Turn people eyes into - (£)-(£) -, then show the outcome 3 months later, a person lying in the gutter and the WONGA man runnin about with gold bars!!

freeoffers

many people cannot afford to save, however, I do believe people CANNOT afford not to save. I am on a very low income but they just means you put aside a little less. saving is a mentality and many just don't make it a priority. These companies basically rely on our lack of discipline with money, because hen we're young we have money and what do we do, we spend it!

Make a decision to save, even a little, and you'll feel so much better. I know I do, and I only have £50 in my savings account.

LovelyLeeds

50quidonRED wrote: »

live for the moment!!!! YOU'V BEEN WONGA'D!!!

they sould make an advert like the old tango one,

some man runnin about stickin money in people's faces!!
Turn people eyes into - (£)-(£) -, then show the outcome 3 months later, a person lying in the gutter and the WONGA man runnin about with gold bars!!

:rotfl:
I've actually just pictured that whole ad! Well done - I hope your career is in advertising - you'd be a blast!

50quidonRED

haha i knew someday id make it into the big time lol

fairystarlet

Looks like I did have a lucky escape and reading some of these posts on here, there is no way I would ever try to borrow money from any of these sites ever again.

I've always been a good saver, I rarely used to spend money when I was a kid, and now I'm older I rarely spend it. But then I don't have the money to begin with lol as ebay takes almost all my income from me

Peelerfart

Glad to hear it fairy, there's X£ Wonga didn't get - you did!