Another car question...

dojoman

You should be totally honest when going BR, trying to hide something from the OR is a serious offence.

debtinfo

I dont believe that the OR would take bankrupts car simply because he is insured on OH's car, as alluded to the real question is if enough funds are left to run both cars

Ineedaname

I thought that if he had use of another car then the OR might decide the couple can make do with just one?

Still agree the main issue is one of the BR paying for both cars.

DoubleTrouble_2

Dojoman, I am not at all trying to "hide" anything - I would not be so foolish.

I am simply wondering if there is a way we can "above board" protect the second car - particularly as it has practically no value and I really need it for my business.

After all it is OH who will be bankrupt, why would they penalise my car.

Oh I don't know I guess it's one of those questions where there is no black or white and it will be down to the OR to decide.

Thanks for your answers

kepar

If is your car the OR cannot take it, but your OH will more than likely not be allowed any allowances against it as it is not his. That is the real nub of the issue, we have discussed this in your previous posts, you work but have no income. Why should the OR allow you any allowances for no income.

It is a difficult one and will be decided by the OR, but different OR's may have different takes on your story. Good luck.

haremscarem

One of the key lines here was the official receiver COULD ADVISE... You can argue your case to keep the car. Your other half should make sure he is insured, taxed and MOT'd on his own car and then argue IF the official receiver says it has to go. Make sure it's impossible to share, use bus or taxis or at least cost effective etc...

Also, what if you refuse to let your other half use YOUR car? Just because of the relationship doesn't automatically mean free use of each others things. Including cars.

The downside of course is you can't afford to run your own... So if he can only afford to run his own post bankruptcy declaration, what will you do to run it?