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Why pay NI?

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Comments

  • Easypd
    Easypd Posts: 92 Forumite
    Yes, living where i live public transport is not possible. Our tax creds cover my petrol to work.

    Like i said, we seem to be turning a corner and starting a business soon, so i think we will be ok soon.

    Thanks for answering my question and to all you out there struggling right now, just remember what you have, not what you dont.

    sorry about the cat thing, v embarassed. I think my legs been pulled on that one well and truly and i need to think a revenge plan for work tomorrow.....
  • Cat premium?

    Seriously - you even considered that was possible? ;)
    Who's going to fly your plane? / When you need to make your getaway....
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    Get to Pets are Us quick tomorrow, cats will be flying of the shelves in pairs!! Dont miss out on free money!!
  • Anubis_2
    Anubis_2 Posts: 4,077 Forumite
    edited 7 July 2011 at 2:34AM
    If she is not entitled to contribution based JSA (which sounds like what she applied for) then she may be entitled to income related JSA which goes off the income that comes in the house - if this is above what is stated you need to live on then she won't get anything as you will be deemed to have more than what is allowed. Has she asked about income related JSA?

    As for income for pets, that's just ridiculous. You know many working people think it is an easy ride on benefits until it comes to the day they have to claim, then they go through that same degradation. It also comes to light what is not given. My SIL thought we got our gas, electric, water and everything paid, and all we had to buy was food - she was so annoyed at us getting benefits (even though I am classed as severely disabled, and over 80 percent disabled as I get SDA) until the day came that she had to claim.
    How people treat you becomes their karma; how you react becomes yours.
  • Lou76
    Lou76 Posts: 428 Forumite
    Part of the Furniture 100 Posts Name Dropper
    I know I've read on here, posters saying that claiming Child Benefit covers your NI, but I don't know if that's only for stay at home Mums/Dads?

    It may be that it's cancelled out by any NI you pay through work, but hopefully someone may be able to answer that.

    That's of course assuming the CB was in your wife's name.

    Sorry, I'm no help at all, just thinking out loud. :o
  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lou76 wrote: »
    I know I've read on here, posters saying that claiming Child Benefit covers your NI, but I don't know if that's only for stay at home Mums/Dads?

    It may be that it's cancelled out by any NI you pay through work, but hopefully someone may be able to answer that.

    That's of course assuming the CB was in your wife's name.

    Sorry, I'm no help at all, just thinking out loud. :o

    If you do not earn enough to pay NI, claim Child Benefit or Carers' Allowance, and don't claim any other Benefits (such as a stay-at-home-parent or a carer), then you will be credited with NI.

    If you are working and earning enough then you have to pay it.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • Lou76
    Lou76 Posts: 428 Forumite
    Part of the Furniture 100 Posts Name Dropper
    If you do not earn enough to pay NI, claim Child Benefit or Carers' Allowance, and don't claim any other Benefits (such as a stay-at-home-parent or a carer), then you will be credited with NI.

    If you are working and earning enough then you have to pay it.

    That answers my thoughts about working NI contributions cancelling out [as it were] the CB contributions.

    Thanks SDW, I knew someone would be along that knew the answer. :T

    I'll stop thinking out loud. :p
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