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Council Tax when Bankrupt

2

Comments

  • kepar
    kepar Posts: 1,297 Forumite
    Ineedaname wrote: »
    Kepar - that makes no difference if you read the thread Dojo linked to. This is about whether the OP is liable for council tax for an empty property where the deeds are still in their name.

    Thanks , but I will ask any questions I want..
  • Ineedaname
    Ineedaname Posts: 3,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You're wasting your breath and the OP's time if they're not relevant to the OP's question.
    When I joined, I needed a name. The forum members gave one to me...I am INAN :D
    "Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt
  • debt_doctor
    debt_doctor Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    CIS wrote: »
    I think people are confusing liability and council tax actually being due.

    The OP remains liable for the council tax at the property until it becomes the legal property of another party however they may not have anything to pay (the OP's name would remain on the land registry docs as the owner until the property is disposed of).

    Any Council Tax due to the date of bankruptcy would be included but as this year was up to date it would only be apportioned to the bankruptcy date rather than being included in full.

    It is the OP's responsibility to ensure that any discounts or exemptions are claimed, whether this be a Class L exemption for a repossession or a Class Q exemption for a trustee in bankruptcy. Until the relevant details are supplied then the council will continue to recover the council tax due.

    Once any exemption is awarded then the OP will remain liable for the property but no council tax will due for the period of the exemption.
    I completely agree with that.

    DD
    Debt Doctor, Debt caseworker, Citizens' Advice Bureau .
    Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***
  • debt_doctor
    debt_doctor Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You need to provide the council with the neccessary information regarding your situation. Soon as you can.

    DD
    Debt Doctor, Debt caseworker, Citizens' Advice Bureau .
    Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***
  • kepar
    kepar Posts: 1,297 Forumite
    Ineedaname wrote: »
    You're wasting your breath and the OP's time if they're not relevant to the OP's question.

    Who the hell are you?

    You tried to close another post recently because you were not happy with it .
    Are you part of the forum police, if not butt out.
  • dojoman
    dojoman Posts: 12,027 Forumite
    Ding ding, round 3 :D
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    CIS wrote: »
    I think people are confusing liability and council tax actually being due.

    The OP remains liable for the council tax at the property until it becomes the legal property of another party however they may not have anything to pay (the OP's name would remain on the land registry docs as the owner until the property is disposed of).

    Any Council Tax due to the date of bankruptcy would be included but as this year was up to date it would only be apportioned to the bankruptcy date rather than being included in full.

    It is the OP's responsibility to ensure that any discounts or exemptions are claimed, whether this be a Class L exemption for a repossession or a Class Q exemption for a trustee in bankruptcy. Until the relevant details are supplied then the council will continue to recover the council tax due.

    Once any exemption is awarded then the OP will remain liable for the property but no council tax will due for the period of the exemption.

    An excellent explanation
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • mandyl
    mandyl Posts: 806 Forumite
    Part of the Furniture Combo Breaker
    dojoman wrote: »
    Ding ding, round 3 :D
    ha ha ha :rotfl:
    bsc 347:j
  • wildheart83
    wildheart83 Posts: 859 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I can't stress the point enough that time really is of the essence here. I had an old council tax debt that was included in my BR (I know this isn't the same issue as the OP before anyone says) and I was amazed not only at how quickly the account was passed to the Stirling Park, but then how quickly it was sold onto Scott and Co after my BR went through. As I have said before Scott & Co are particularly vile to deal with, to the point I had to make a formal complaint to them over how I was treated by them.
    Feb 2024:
    CC1 6537.66
    CC2 7804.45
    CC3 4221.17
    CC4 2053.68
    CC5 989.30
    Loan 1 3686.44
    Loan 2 5275.22

    Total £30,567.92
  • CIS
    CIS Posts: 12,260 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    but then how quickly it was sold onto Scott and Co after my BR went through. As I have said before Scott & Co are particularly vile to deal with, to the point I had to make a formal complaint to them over how I was treated by them.

    Council Tax debts aren't sold on.
    I no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.
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