We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Next Credit Limit?

2»

Comments

  • KingElvis
    KingElvis Posts: 4,100 Forumite
    Who could possibly spend 3.5k in that shonky hole anyway?
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • DarnIt_3
    DarnIt_3 Posts: 294 Forumite
    KingElvis wrote: »
    Who could possibly spend 3.5k in that shonky hole anyway?


    I could give a good go ;)

    Although I wouldn't, because I am good girl :D
    29th June -Beginning Credit Score 422 :( £2575
    12th July - Credit score 471 :p
    22nd August - Credit Score 550 :p Still very poor just but only just!
    Remaining to pay off: £1370.95
  • cycloneuk
    cycloneuk Posts: 363 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I started off at £1000 and then they increased it to £2000 a few months later, even though i have a few defaults. I only owe around £38 on it, and rarely order out of catalogues.
  • Hi There,

    Mine's been 3600 for ages and ages, we never use it, just logged on to have a look and it was 0, I couldnt believe it so I called them and they said that they only have a certain amount of credit to give to customers each month so they take it away from people to give to others!!, she then said that they had given me back my limit of 3600 which will show in the morning online.

    How strange!!
  • Decided to open an account with them this week and mine was set at £3,600.
    David :)
    £1 of debt is too much for me!
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    I started with a £250 limit and it went up gradually over about 18 months. It's now at £2000 - £0 owing.

    If I buy something I make sure I can pay it off in one go. If you pay the balance off before the payment date they set you avoid the ridiculous APR.
  • duggie1982
    duggie1982 Posts: 717 Forumite
    I have went from £200 upto £300 then to £200 then £500 the again £300 then £800 ad so on until now I have £1000 in only 7 months.

    Only spend a max of £150 at a time.

    I think I may phone them to limit it to £300, I think thats fair!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.