We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Virgin v Sky

I have been with Virgin for a number of years. I had a letter come from Simply Digital saying they might be able to save me a lot of money. So I thought why not I'll give it a go. They quoted me a figure that Sky could do an equivalent service for me. In the meantime I rang Sky direct they quoted me a similar figure.
With Virgin I have:- Talk O8 2; Talk Unlimited; Caller Display; TV XL; Broadband Size M. I pay £50.04 this includes a loyalty bonus. Very good deal I believe.

The opposition quoted me £36.75. They didn't tell me that this was for a very limited number of channels. I normally use about 3.5mb broadband per month, whereas I would be limited to 2mb per month so this would immediately increase the bill by £7.50 per month. To get all their HD channels would cost me an additional £10.25 pm. Virgin make no charge for call outs, to cover their call outs I would have to pay £8.25pm. Always check when you get quoted a certain figure that this includes all the extras!!!!!

Comments

  • Heinz
    Heinz Posts: 11,191 Forumite
    Part of the Furniture Combo Breaker Car Insurance Carver!
    The £8.25 is, like PPI (nice little earner), for an optional insurance policy. I can't remember ever taking out an insurance policy on a piece of electrical kit, it's just not worth it.
    Time has moved on (much quicker than it used to - or so it seems at my age) and my previous advice on residential telephony has been or is now gradually being overtaken by changes in the retail market. Hence, I have now deleted links to my previous 'pearls of wisdom'. I sincerely hope they helped save some of you money.
  • I'm suspecting you mean GB not mb :)

    With Virgin cable they own the box and it's maintained/included e.g. if it goes wrong they replace it

    With Sky you own the box and if it goes wrong you have to pay for it to be fixed or replaced. However even in such cases the monthly subscription remains payable even if you can't use it. If the box breaks, your commitment carries on. So the insurance is so as to avoid a bill for replacing the box at some point.
  • Heinz
    Heinz Posts: 11,191 Forumite
    Part of the Furniture Combo Breaker Car Insurance Carver!
    edited 6 July 2011 at 3:00PM
    £99 a year in case one box goes wrong? And people pay that?

    I pay less than that for my combined buildings and contents insurance.
    Time has moved on (much quicker than it used to - or so it seems at my age) and my previous advice on residential telephony has been or is now gradually being overtaken by changes in the retail market. Hence, I have now deleted links to my previous 'pearls of wisdom'. I sincerely hope they helped save some of you money.
  • Niv
    Niv Posts: 2,530 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You can buy a box for less than that from e-bay (or similar type site). I really do not understnad why anyone pays out for this insurance.
    YNWA

    Target: Mortgage free by 58.
  • Sky offer it because, in practical terms, if the customer's box packs up after a month - and I'm not saying Sky boxes are unreliable, but they are cheaply mass-produced, they have to be - the customer (probably not having read the terms) and is more than a bit hacked off with the idea of paying another 17 months subscriptions without access to the service. So Sky are keen to sell that insurance as a benefit. As Niv says, the cost to replace is less than the cost of the insurance when it's second hand, I've no idea what Sky charge a new one at.
  • brettcta
    brettcta Posts: 4,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sky don't sign people up to 18 month contracts
    helpful tips
    it's spelt d-e-f-i-n-i-t-e-l-y
    there - 'in or at that place'
    their - 'owned by them'
    they're - 'they are'
    it's bought not brought (i just bought my chicken a suit from that new shop for £6.34)
  • spike7451
    spike7451 Posts: 6,944 Forumite
    Sky offer it because, in practical terms, if the customer's box packs up after a month - and I'm not saying Sky boxes are unreliable, but they are cheaply mass-produced, they have to be - the customer (probably not having read the terms) and is more than a bit hacked off with the idea of paying another 17 months subscriptions without access to the service. So Sky are keen to sell that insurance as a benefit. As Niv says, the cost to replace is less than the cost of the insurance when it's second hand, I've no idea what Sky charge a new one at.

    The boxes Sky fit on service calls are reconditioned ones,I went to a service call when HD first came out & the Sky+HD were around £350,needless to say the punter wasn't too happy when he found out his HD box he'd had for about a month & had already been replaced,was getting a second reconditioned HD box! Irony is the fault wasn't even with the HD box,it was down to customer education,he was expecting every HD channel to be Dolby Surround Sound (or whatever it's called,cant remember...old age!)
  • macman
    macman Posts: 53,128 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sky offer it because, in practical terms, if the customer's box packs up after a month - and I'm not saying Sky boxes are unreliable, but they are cheaply mass-produced, they have to be - the customer (probably not having read the terms) and is more than a bit hacked off with the idea of paying another 17 months subscriptions without access to the service. So Sky are keen to sell that insurance as a benefit. As Niv says, the cost to replace is less than the cost of the insurance when it's second hand, I've no idea what Sky charge a new one at.

    But the box and other equipment is in warranty for the first 12 months anyway. If it packs up in month 13, you're already out of contract, so a call to Sky threatening to leave will usually result in a free service call.
    And the worst case is that even a chargeable service call is a lot less than the insurance.
    No free lunch, and no free laptop ;)
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.2K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.5K Work, Benefits & Business
  • 615.4K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.