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car no claims question
MajorR
Posts: 158 Forumite
some companies ask for no claims details up to 5yrs and other ask for upto 9yrs+
now over the years through switching policies with companies that use the 5yr systerm, it looks like i have maxium of 5yrs no claims when i havent made a claim in 15yrs. is there anything i can do to prove i havent made any claims to insurance companies that are asking for no claims over the 5yrs. i only keep the policies from the previous year
ps
is this clear? i've confussed myself!
now over the years through switching policies with companies that use the 5yr systerm, it looks like i have maxium of 5yrs no claims when i havent made a claim in 15yrs. is there anything i can do to prove i havent made any claims to insurance companies that are asking for no claims over the 5yrs. i only keep the policies from the previous year
ps
is this clear? i've confussed myself!
0
Comments
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I had a big argument with MoreTh<n over this. Every year as I am protected NCD, the renewal policy does not give the number years held as NCD. So as I switched companies again this year I asked MoreTh<n for proof of my NCD years. Flippen ech, what a fuss they caused. Basically as most companies only want proof of 4 years NCD thats all they were prepared to send to me. But I have 12 years NCD and I want that in writing. I went from Supervisor to Manager (Indian Call Centre!!) and it was like I was asking for the earth. All I wanted was what was mine, what I had earnt. It took me 2 weeks of pestering but eventually I got MY years in writing, for the very purpose you are stating, some companies want proof if you have more NCD years.
As I said I ALWAYS ask for my NCD years in writing every year I change companies. I know that is not a lot of help if you have not asked every year, but if you know your last Insurance companies, give them a ring, they hold your/their records for quite a few years. In my complaint I had to phone Admiral and Churchill (My previous insurers) and they were quite happy to supply my proof in NCD.
Hope that helps.
DWhat goes around - comes around
give lots and you will always recieve lots0
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