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small loans?

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  • jamesd
    jamesd Posts: 26,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Payday loans are not the best way to go. Doorstep lenders found via the site that the Office of Fair Trading requires them to use are cheaper and offer better loan terms.
  • madmonkey01
    madmonkey01 Posts: 72 Forumite
    provident loans might be an option for you.

    they come to your house weekly to collect though,
  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Nalysale - you've been spammed you low life
    Space available for rent
  • iluvmarmite
    iluvmarmite Posts: 589 Forumite
    If you are a member of facebook look if you have a forsale, free or wanted group in your area, most areas have got one on there now, just type in forsale, free or wanted in then the name of the town where you live. If you have any kids clothes, toys, adult clothes or just about anything you no longer use or need stick it on there.

    You could get someone buying with in minutes.
  • iolanthe07
    iolanthe07 Posts: 5,493 Forumite
    I think nalysale may be from the United States. overnight personal loans ranging from $500-5000.

    Probably not deliberate scamming.
    I used to think that good grammar is important, but now I know that good wine is importanter.
  • RedBern
    RedBern Posts: 1,237 Forumite
    Hi thanks for your replies. I have called both credit union and crisis loan. Credit union would require me to become a member, and save for 2 months before getting a loan (you only need save £1 a week minimum but need to see savings before a loan)

    I dont know if any pay day companies accept with bad credit files. And to be honest that is a very slippery slope I really dont want to go down.

    Hope you've managed to sort this out, still suggest you join the credit union for future help.
    Bern :j
  • poppasmurf_bewdley
    poppasmurf_bewdley Posts: 5,934 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 7 July 2011 at 12:10PM
    When I was married and my wife had spent all the money (a long story and long since forgotten), I frequently found my family in your situation. On a couple of occasions, I had a table at the local car boot. I went through the house and collected everything we could do without or didn't need and we always made in the region of £75-£100 each time. It only costs a fiver or so for the pitch, and you need a table such as a wallpaper paste table. Ask friends and relatives for anything they don't want anymore as well.

    One tip - take plenty of old carrier bags, change, and make sure everything you sell is CLEAN and priced reasonably. Get there at the start (our local one at Hartlebury starts at 7am but some don't turn up til 10am) and you'll have people asking about things while you're still unloading your goods.

    Kids stuff goes well, car and caravan spares sell like hot cakes, as do gardening items, DVD's and CD's, etc. At one time I used to stop every time I saw a car wheel trim lying in the road (sometimes got two or three a week) and they always sold well for a fiver each.

    Good luck if you try it. You'll probably enjoy yourself as well as making a few quid to see you ok.
    "There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock
  • abi-em-mum83
    abi-em-mum83 Posts: 297 Forumite
    Hi thanks everyone for your replies. I have looked into Provident credit but for £200 loan I'd be paying back over £400!! I have put anything I can on Gumtree and/Ebay and already have £30 in hand for things there. I have also put a notice up on my local Netmums noticeboard offering babysitting, and have a couple of bookings, which should bring in some pennies as Im charging £6 per hour (cheap considering most charge £7.50-9 an hour!!). Id love to do a boot sale but unfortunately its about 30-45 mins away, they charge £10 with the petrol we havent got the cash in hand for it!
    If we are left destitute my mum has said she will break open her terramundi pot and lend me some of her savings :-(
    Ideas,help and advice always welcome, judgements and assumptions are not!!
    :happyhearMarrying my Mr Perfect 2013 :grin:
  • Apples2
    Apples2 Posts: 6,442 Forumite
    At one time I used to stop every time I saw a car wheel trim lying in the road (sometimes got two or three a week) and they always sold well for a fiver each.
    .

    Bonus - I bet most of them were buying their own wheel trim back :beer:
  • Apples2 wrote: »
    Bonus - I bet most of them were buying their own wheel trim back :beer:
    I have to say that that thought had crossed my mind more than once!:rotfl:
    "There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock
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