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My sons loan.

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Comments

  • RichGold
    RichGold Posts: 1,244 Forumite
    1,000 Posts Combo Breaker
    First thing Monday morning, get on the phone to HMRC. http://www.hmrc.gov.uk/index.htm
    While it is the right thing to do, I would advise against that. That makes you as bad as they are, and you might need the threat of HMRC later by the sounds of these people.
    Save that for when you are out of options.
    You'd also be grassing your son up to HMRC as well remember.
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  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The son is not responsible for the deduction of NI and tax - the employer is - he could claim that what he got was net pay so IMO people like these deserve to be shopped to HMRC.
  • pvt
    pvt Posts: 1,433 Forumite
    The son is not responsible for the deduction of NI and tax - the employer is - he could claim that what he got was net pay so IMO people like these deserve to be shopped to HMRC.

    That's a fair point, and I accept you are correct in saying the employer has acted improperly. But the employee has culpability as well.

    IIUC you can earn up to about £90 per week cash in hand before an employer has to make an NI contribution and worry about tax. That's so that paperboys and shelf stackers etc can be employed without bureaucracy. But if an individual does a number of such jobs then the various employers cannot really be held to account, it is ultimately up to an individual to comply with the tax rules.

    If the son was full time, earning cash in hand, I'd bet he had been earning above the tax floor, certainly above the NI floor. I pay tax and NI, and don't see !!!!!! he shouldn't. IMO poeple like that also deserve to be shopped to HMRC.
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  • paddyrg
    paddyrg Posts: 13,543 Forumite
    The issues are separate - on/off the books is not related to owing £80 for a loan. Don't you confuse the two, the courts won't. The dismissal is also unrelated.

    So your son still owes them £80 from money borrowed to buy a car. Sell the car. And he can sell other stuff. It is not your debt, he has to man up and deal with it - even if that means offering them that he will do a few days odd jobs for them, or start washing cars or getting a paper round. They are concerned that he has no intention of paying, so making reassuring noises that he plans to man up and sort it out will probably help them feel assured.
  • sharnad
    sharnad Posts: 9,904 Forumite
    RichGold wrote: »
    While it is the right thing to do, I would advise against that. That makes you as bad as they are, and you might need the threat of HMRC later by the sounds of these people.
    Save that for when you are out of options.
    You'd also be grassing your son up to HMRC as well remember.

    No doing the right thing to this company would not make the op bad I t would make them decent and it would not get the son in trouble
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  • andy.m_2
    andy.m_2 Posts: 1,521 Forumite
    I would suggest that grassing to the HMRC would end up giving your Son no end of trouble.
    It is the right thing to do however you state that they are nasty and vindictive.

    Are you quite sure that your Son wasnt taken on as self employed but didnt quite get it?
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