The jubilant July NSD challenge

butdoineedit?

(((((((((((((((big hugs))))))))))))))))) SF, how is your gran, i do hope she is doing ok?

slowlyfading

butdoineedit? wrote: »

(((((((((((((((big hugs))))))))))))))))) SF, how is your gran, i do hope she is doing ok?

She's better than before, improving slowly. It's just been quite upsetting, that's all.

butdoineedit?

slowlyfading wrote: »

She's better than before, improving slowly. It's just been quite upsetting, that's all.

I totally understand, going through the same thing myself, it's really hard to see someone you love ill & not be able to do anything about it, but it will have meant alot to her to have had you there.
I do hope she carries on improving, shout up anytime you need us xxx

beanielou

Should your landlord not pay then Kerri?

kerri_gt

beanielou wrote: »

Should your landlord not pay then Kerri?

Well we do have working taps its just that the are somewhat old and these ones would freshen up the bathroom so it's not like it's essential maintenance. Call me silly but I always hate asking for something to be done in the house in case it makes us seem like bad tenants.

IF

Evening all :hello:

I'm sorry too SF

Spoon got my 14th NSD today, thank you :A


Written by solventsoon aka Spoon our inspirational mentor:-

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.




Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

slowlyfading

butdoineedit? wrote: »

I totally understand, going through the same thing myself, it's really hard to see someone you love ill & not be able to do anything about it, but it will have meant alot to her to have had you there.
I do hope she carries on improving, shout up anytime you need us xxx

Thanks sweetie, same to you x

ifwisheswerehorses... wrote: »

I'm sorry too SF

Thanks x

LittleMissHappy_2

Sorry I haven't been around the last few days and I've missed loads of stuff :eek:

Jinty - I'm so sorry about Bruce But I agree with what everyone else has said..I would do exactly the same thing if it was my cat xxx
BDINI and sf - I'm thinking about both of your Grans and sending healing thoughts xxx
elfen - good news about your new fella :j

As for the outing in the Tardis.....:mad: I can't believe I missed it! Darn it, I will def be around for the next one
I hope I haven't missed anyone out, sorry if I have but I had loads of pages to read through

Also I want to declare NSD number 8 for yesterday

solventsoon

Frodobaggins wrote: »

Thanks Spoon for my reward, a nice sunny beach. Can it be in Oz please?

The lovely thing about NSD prizes, Frodo, is they can be wherever you want them to be. So your beach can anywhere from Southend to Sydney and all points in between

bottleofred wrote: »

& thanks for the surfing prize:D

It's a pleasure, Red, hope it was warm enough in NI today to go surfing!:D

Frodobaggins wrote: »

Spend day for me too. Eyebrows waxed, false eyelashes bought, meal out with work tonite lol!:eek:
Gonna go for NSD tomorrow.
Frodo x.

Wow, Frodo, that's some preparation for a meal out with work!! Hope you enjoyed it!! x

solventsoon

ifwisheswerehorses... wrote: »

Afternoon all, I'm being very lazy and eating chocolate!! :eek::eek:

Nothing wrong with either of those two things If, and they're even better if done together!!:D

ifwisheswerehorses... wrote: »

Awwwwwwwwww.......... cute!!:):)