The jubilant July NSD challenge

positivelypurple

Morning all,

Not sure what today holds yet. Must admit that I fancy a bit of shopping but will have to see how things go.

Spoon, now that I've met my first target, can I up my numbers to 12 please. Thanks

Have a fabulous day everyone :j

jintyb

Good morning all!

#7 please Spoon! Think I've got my NSD MoJo back!

Cheryl - you're bedroom scheme looks fab, and what a fanatastic price for all that stuff! Duck egg is one of my favourite colours ( along with teal). I do love a bit of sparkle too so that light shade is right up my street!


BTW - these strangers were seen lurking around various supermarkets in Berkshire. OK, Kerri -which one is you?

Have a lovely day everyone!:)

cuddlymarm

Good morning everyone:hello:

I'm more organised this morning so I have time to pop by and say hello. I am on NSD 10/16 today:j It would have been better but the sales got in the way (good quality stuff that will last though) and I've managed to pick up 2 overtime shifts which will pay for what I spent so its not too naughty.
The weather looks quite nice here today and hopefully there won't be a shower until I get to work ( I object to paying bus fare when its only a 15 min walk)
I hope everyone is keeping well and happy
Better go to work now
Have a good day
Cuddles:)

LittleMissHappy_2

Good news :j I am the proud Aunt of my new baby niece born this morning at 01:41 :beer: Can not wait to see her (I was supposed to be a birth partner but in the end she wanted to do it just with her partner)..camera is at the ready, let the baby stalking commence :D

Spoon - just give me a shout when you need me to help x

beanielou

Great news Auntie Miss Happy :j

beanielou

Errrr by the way I still havent worked out who the blue & yellow shop is?

IF

Morning all :hello:

solventsoon wrote: »

:j:j:jIf - for no 11, are you doing the chocolate mini roll with Chris? Keep going!!
Love today’s picture x
Oooh.. I’ve just seen your comment on my post - “inspiration”, awww, thanks x:A


‘night everyone
spoon xx

Oooh I think I've missed that post , please explain the chocolate mini roll?? Good job you put chocolate before mini roll with Chris :eek::eek::rotfl::rotfl:

Well its soooooo true, your a star :A



Written by solventsoon aka Spoon our inspiration:-

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.




Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

elfen

Blue and yellow - L8dl or IKEA?

Also...... NSD NO 15 for me please! Hit my target and going to up it to 18! And and and I've paid one of my debts off!

Stapler_2

Ive been away from this thread for a few days, lack of internet.

But over those days I have managed to add another 3 NSD's

Taking my total to 12 at the moment.

I knew I had to get a few in. The sandwhich shop opens up again today. Oh the temptation. I will try to resist.

solventsoon

positivelypurple wrote: »

Morning all,

Not sure what today holds yet. Must admit that I fancy a bit of shopping but will have to see how things go.

Spoon, now that I've met my first target, can I up my numbers to 12 please. Thanks

Have a fabulous day everyone :j

Hi pp
Yes, of course you and sorry I missed you making your target:o:o. I'll make up for it this evening and award you your prize:D

LittleMissHappy wrote: »

Good news :j I am the proud Aunt of my new baby niece born this morning at 01:41 :beer: Can not wait to see her (I was supposed to be a birth partner but in the end she wanted to do it just with her partner)..camera is at the ready, let the baby stalking commence :D

Spoon - just give me a shout when you need me to help x

Woohoooooooo:j:j:j:j:j:j:j:j
Congratulations AuntieMissHappy
Brilliant news, hope mum and baby are both doing well:beer::beer:

And thanks, will do xx:A

ifwisheswerehorses... wrote: »

Morning all :hello:
Oooh I think I've missed that post , please explain the chocolate mini roll?? Good job you put chocolate before mini roll with Chris :eek::eek::rotfl::rotfl:

Sorry, If, didn't mean to confuse you:o
Chris said he was on a mini-roll as he got some NSDs in row, I asked him if it was a chocolate one:D:D and it was...:D

ifwisheswerehorses... wrote: »

Well its soooooo true, your a star :A

Aww..thanks xx:o:o


elfen - well done for paying off one of your debts, that's fab!!:j:j:j:j:j:j

Stapler - resist the sandwich shop, you know you can do it!:D


Re the blue and yellow shop, I thought it was Ik€@


Back later for a catchup

spoon x