The jubilant July NSD challenge

strawberriesandcream

I’m feeling much better today thanks


NSD 3 for me today, hope you’re all well and enjoying the weekend!

LittleMissHappy_2

Just had to pop on here to tell all you ladies that Bridesmaids was one of the funniest movies ever I was laughing all the way through - a real girls movie, but not really frilly iykwim. I don't go to the cinema very often, but this was def worth it!

Beanie - never tried beetroot and mayo, but it sounds mmmmmmmmmmmmmmm!

SillyBlondie

Another NSD today, taking me to 4.

Stapler_2

Nik Naks are little sticks (crisps) - google them, should recognise them.

They are the rib n saucy flavour,

Keiss_21

beanielou wrote: »

T in the Park this weekend so not venturing far.
So no 9 for me today.
T is very loud this year!

Edited to add that the best sarnies ever are beetroot and mayonaise :drool: Fact.

My Bro is at T in the park, got tickets for Sat & Sun, so missed Big Country last night...he's gutted (his fav group when growing up)! Mnd you he's still got lots of great bands to see!! I'd be quite happy to see just the Manics, Coldplay and Blondie, never mind everyone else...a good line-up this year. Not sure if he's camping out or going back home tonight (only lives down the road) .

Now I like freshly cooked beetroot with a splash of balsamic vinegar and perhaps some yoghurt!

Off to bed now...been on the 'puter far too long!

chris81418

Hello everyone! :wave:

Just quickly popping in to report that Friday and yesterday were NSDs so I'm now up to 8 NSDs - whoppee! :j

Have a good rest of the weekend everyone!

kathy40uk

:hello:

Hi all

Sorry not been around Will try to get in tomorrow to chat

Shamefacedly declaring that Saturday was my first NSD of the month :eek: so here is number 1

Must get to bed...................back soon

Lots of love to everyone :heartpuls

:hello:

jintyb

Good morning all!

Well not a NSD yesterday, I really MUST get my act together!
I bought a 4.5 tog goose & feather duvet as our normal duvet was far too warm for summer. BUT I shopped around on-line and John Lewis & M&S were £115:eek: and £125:eek: respectively for a king-size - A$da was £25 for exactly the same thing! £100 OF A DIFFERENCE - I couldnt believe it.:D Guess where I bought it from? How can there be such a huge difference?
Had a brilliant night's sleep last night, very comfy indeed!

So, today I am determined not to spend, and I'm back to work tomorrow, so it will be easier to get back to basics and not spend!
Mouth is feeling a lot better, so I feel I am on the mend!

Have a lovely day everyone

Frodobaggins

Morning all, had my first NSD yesterday no 1. Hope to do the same today, I am in work all day and have brought my dinner ,so shouldn't be too hard lol!
Enjoy your day today people,
Frodo x.;)

IF

Morning all :hello:

Spoon got my 6th NSD thank you :A







Written by solventsoon aka Spoon:-

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.






Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!