Insuring two cars in my name

nobleian

Hi all
I currently have one car, but want to purchase a second for commuting to work. Can I insure two cars in my name and if son, which are the best insurance companies
Many thanks
Ian

BoGoF

You'd be better posting this in the Insurance Board

marlot

You can insure as many cars as you like!

If you have a no claims bonus on your current car, you can only use it one one car. So the new car will start off from no NCD. But ... if you talk to your current insurer they may well do you a good deal.

scheming_gypsy

Admiral might match your NCD if you're the only driver on both cars.

atrixblue.-MFR-.

scheming_gypsy wrote: »

Admiral might match your NCD if you're the only driver on both cars.

multicar policy would be the best bet as they could transfur x amount of NCD to the second car.

pleasedelete

marlot wrote: »

You can insure as many cars as you like!

If you have a no claims bonus on your current car, you can only use it one one car. So the new car will start off from no NCD. But ... if you talk to your current insurer they may well do you a good deal.

Not sure about that. Have 2 cars with directline and the second was equally cheap to insure. My husband and I bought brand new identical cars on the same day but he kept old his old one as well. Neither of us had accidents for at least 15 years and had low premiums. Both new cars one in my name and one in his were about the same to Insure even though his was a second car. Mine was a trade in to a newer model of same car-went up just a few pounds.

scheming_gypsy

atrixblue.-MFR-. wrote: »

multicar policy would be the best bet as they could transfur x amount of NCD to the second car.

Not always, i went for multicar and i could feel them pulling my pants down while working out the premium. When i told them that it was too expensive the bloke asked if i needed both drivers on the car or if i'd just added my mum to bring the cost down. Obviously i had so he told me that i was only saving a fiver, but as i could only drive one car at time, if i knocked her off the policy he'd match my NCD.
So they gave me 8 years on each car and sent me 2 proofs of NCD at the end of the policy so i can go to separate insurers.

k.o.d

I have 2 cars, both have amassed full NCB, Admiral do a driver policy.
So yes, you can, but it is best to phone round.

property.advert

If you are claiming to be the main driver on both cars, you would be wise to make sure you actually are.

Hammyman

I used Chris Knott to insure a second car. They gave a discount matching the NCB on the main car.

marlot

Hammyman wrote: »

I used Chris Knott to insure a second car. They gave a discount matching the NCB on the main car.

Aviva did the same for me