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Barclaycard direct debit
AlfiestheCat
Posts: 32 Forumite
in Credit cards
So angry right now just had to share!!
Set up a direct debit online to pay my min payment Barclaycard whilst i went into hospital, checked it before i went in "direct debit set up".
Get home, check online statement - £12.00 late payment fee!!!!
Cue me going mental on the phone! They said it takes 6-8 weeks to set up the direct debit, however i wasnt told this when i set it up.
It was agreed if i paid my July min payment they would refund my late payment fee so i have
Moral of the story: just want everyone to be aware that it takes 6-8 weeks for them to set up the direct debit so please please carry on paying your min payments.
However, i having recently been in hospital and having PPI i was going to claim on the PPI for the min payments to be paid. Is this supposed late payment likely to affect my claim??
Set up a direct debit online to pay my min payment Barclaycard whilst i went into hospital, checked it before i went in "direct debit set up".
Get home, check online statement - £12.00 late payment fee!!!!
Cue me going mental on the phone! They said it takes 6-8 weeks to set up the direct debit, however i wasnt told this when i set it up.
It was agreed if i paid my July min payment they would refund my late payment fee so i have
Moral of the story: just want everyone to be aware that it takes 6-8 weeks for them to set up the direct debit so please please carry on paying your min payments.
However, i having recently been in hospital and having PPI i was going to claim on the PPI for the min payments to be paid. Is this supposed late payment likely to affect my claim??
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Comments
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More specifically, if your statement doesn't say the payment will be collected by direct debit then it won't be.AlfiestheCat wrote: »Moral of the story: just want everyone to be aware that it takes 6-8 weeks for them to set up the direct debit so please please carry on paying your min payments.
The 6-8 weeks is an absolute maximum (from phone call to first collection date) and is only 'achievable' if you ask to set up a DD the day after your statement date.
Anything mentioned in your PPI T&Cs?However, i having recently been in hospital and having PPI i was going to claim on the PPI for the min payments to be paid. Is this supposed late payment likely to affect my claim??0 -
Nothing in T&Cs as they are from 2000 and i was only issued a Summary of the Cover. It says if i want to see the master policy i have to write to the managing director at barclays in dublin.
If i get nowhere with this claim im gonna try and reclaim all the PPI anyway as i believe (although cannot prove) that i was missold it when i was 18 (if i still can reclaim - dont see why not)0 -
I really do think DDs are more trouble than they are worth.... (dives for cover!)0
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chattychappy wrote: »I really do think DDs are more trouble than they are worth.... (dives for cover!)
Me too now! Thought i was doing the right thing bvering myself before i went in hospital! Grrr!:mad:0
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