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Made it - debt free at last!!!!
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Wow that is soooo inspiring for those of us who are still not getting on top of things!!
Well done and keep at it....But don't forget that you are allowed to treat yourself now that you have a little extra money every month :money:0 -
Congratulations, nearly there myself. Started 3.5 years ago £64,340 1.5 years to go £19,279. Can't praise PAYPLAN enough.0
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Congratulations :j
well done on stopping smoking too.0 -
Massive well done to you :T:T:T:TLBM Aug '07 Debt [STRIKE]£52,615[/STRIKE] :eek: DEBT FREE Aug '12 :jCap One CC £[STRIKE]5000[/STRIKE]/£0 - HSBC CC £[STRIKE]7500[/STRIKE]/£0 - HSBC Loan £[STRIKE]12,225[/STRIKE]/£0M&S CC £[STRIKE]11,500[/STRIKE]/£0 - Egg CC £[STRIKE]8750[/STRIKE]/£0 - Sains CC £[STRIKE]3000[/STRIKE]/£0HMRC £[STRIKE]3140[/STRIKE]/£0 - OD £[STRIKE]1500[/STRIKE]/£0Pay off ALL your debt by Xmas 2012 £14,128/£14,128 :j0
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Congratulations and well Done!!!!!!!!!!!!
Stories and posts like this will help the newbies who just ahd their LBM as it is hard to see the light at the end of the tunnel when you start off your DF journey.
Sorry about your health scare, but a second congrats about giving up smoking!!!! That extra money saved is going to make a huge difference in your finances as people don't realise how much they cost over time.
So your upcoming plans are good for the cash buffer, car, and DLs.
Have either of you got pensions (apart from the state one)? If so, and you haven't joined, join. Mostly likely your employer will be giving you contributions as well, and to not join would be foolish and like turning down free money ;-0
I look forwards to seeing you on the Savings and investments or pensions boards now as well lol!0 -
Well done to you both and congratulations on stopping smoking!0
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Well Done!
Excellent!!! (in my best Montgomery Burns of The Simpsons voice).DFW'er - Lightbulb moment : 31st July 2009 - £18,499
28th October 2019 - £13,505 - 27% paid off.
Demolishing my House of Debt.. one brick at a time!!
Thinking of spending???..YNAB says "NO!!!!"0 -
Wooo hoooo - must be a fantastic feeling! Gives everybody hope that it can be done. Enjoy your debt free freedom! :T0
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WELL DONE
thats a fantastic achievement
Hope you and ure oh can build up a wee fund for a wee treat for the pair of yous to celebrate - and givin up ciggys too - super job x you should be really proudComp Wins 2011 : Cant wait to start listing everything:j:j:j0 -
Well done! Inspirational for guys like me Total Debt: £0 [STRIKE]£33,043[/STRIKE]
Official DFW Nerd No. 763:jDMP start date Aug 2011~DFD Aug 2013 :j0
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