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japsybapsy:
I rang A and L again and enquired about incentives-she said there was none. I asked what I could get if I opened a current account, and then she mentioned the alternative interest rate on their Premier account. At the moment its 4.69% if i take a fixed rate mortgage over two years.
I dont want to move banks-too much of a hassle, I guess I could also have transfer the monthly payments from my current bank to their Premier account and benefit from the reduced interest rate...Respond to every call that excites your spirit.0 -
That's pretty much what I will be doing. Leaving my main current account where it is (and all the associated DDs etc) and paying in a few days before the mortgage is due to the A&L current account.
Can I ask what the fees are for that fixed rate at 4.69?
I'd be interested to hear what L&C come up with.0 -
Morning,
the product fee is £599 for this particular mortgage plus we would be paying the higher lending charge (£1406).
Rang them last night and had to open an account with them first...so that application is being processed.
Waiting for them to ring me this morning so we can get the mortgage app in place before we go away this weekend...Respond to every call that excites your spirit.0 -
Best of luck and have a good holiday.0
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