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Landlord requesting Cheques only

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2

Comments

  • Nosht
    Nosht Posts: 744 Forumite
    Post dated cheques have no legal standing. :-(
    As theartfullodger states "Both of you may not be aware post-dated cheques if paid in will probably go straight through... and get paid & take the funds from your account."

    Regards,

    N.
    Never be afraid to take a profit. ;)
    Keep breathing. :eek:
    Just because I am surrounded by FOOLS does not make me wise. :j
  • Pupnik
    Pupnik Posts: 452 Forumite
    Ninth Anniversary Combo Breaker
    edited 30 June 2011 at 6:22PM
    angrypirate wrote: »
    In the mean time have you made an anonymous tip off to the inland revenue?


    There might not be anything shady going on, my parents let a flat out and although my dad is the one who deals with the tenants the flat is in my mum's name and the rent is her 'income' as she doesn't work anymore and obviously it makes sense to have the money going to the person who pays less tax.

    OP, I think banks can make a cheque up for you without you having a cheque book- I have done that to move money between accounts, but I'm not sure they would put different dates on them.
  • noodles86
    noodles86 Posts: 549 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    angrypirate wrote: »
    In the mean time have you made an anonymous tip off to the inland revenue?

    Er no as I don't want to loose my house or incur a rent increase as I'm very happy where I am thanks.
    Spreading a little Christmas joy all year round :santa2:
  • pararct
    pararct Posts: 777 Forumite
    Cant see it being a tax dodge, it would be much easier to call round and collect cash if the LL had that in mind. Cheques are being phased out by 2018 anyway. I do business (not in the lettings industry) and come across a few customers who cannot pay by cheque as they do not have a book. In such circumstances I take a card payment.

    OP what does the receipt for your deposit say? It is out of order for the LL to introduce this condition after you have already paid the deposit and you may have redress.
  • chambta
    chambta Posts: 2,770 Forumite
    Part of the Furniture Combo Breaker
    Post-dating cheques will be a breach of the terms and conditions of all bank accounts.

    Tell him you've checked with your bank and they've made that quite clear.
  • satchmeister
    satchmeister Posts: 372 Forumite
    noodles86 wrote: »
    Er no as I don't want to loose my house or incur a rent increase as I'm very happy where I am thanks.
    Just make sure you do it after you have left and got the reference and deposit back. If the LL is paying tax then there is no problem, if he is not then I (and you) are paying the tax for him.
  • mchale
    mchale Posts: 1,886 Forumite
    chambta wrote: »
    Post-dating cheques will be a breach of the terms and conditions of all bank accounts.

    Tell him you've checked with your bank and they've made that quite clear.


    I think you will find its not illegal to issues post dated cheques, it only causes a problem if a bank accepts them prior to the date on the cheque.
    ANURADHA KOIRALA ??? go on throw it in google.
  • orangeslimes
    orangeslimes Posts: 470 Forumite
    mchale wrote: »
    I think you will find its not illegal to issues post dated cheques, it only causes a problem if a bank accepts them prior to the date on the cheque.

    The bank will accept them prior to the date on the cheque though...
  • maninthestreet
    maninthestreet Posts: 16,127 Forumite
    Part of the Furniture
    orangeslimes wrote: »
    The bank will accept them prior to the date on the cheque though...

    Indeed they do - intentionally to defeat the purpose of a post-dated cheque, so making it pointless for an account holder to write one.
    "You were only supposed to blow the bl**dy doors off!!"
  • irishangel2011
    irishangel2011 Posts: 26 Forumite
    So just to clarify as I was not aware of this prior to paying the deposit I am within my rights to pay another way. The contract is a standard one which states payment by SO etc, he has just written in about the cheques.
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