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is this the norm after an accident ? ?

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  • I was involved in an accident last year when stopped in traffic and a woman ran into the back of me at around 5 mph, causing a slight mark on my tow ball rubber boot and another on her number plate.

    I informed my insurance of the accident and passed all details on and made it clear it was for information only as no claim was needed but around a week or so later I had a call from their legal team asking me to make a claim for whiplash injuries and telling me I was more or less guaranteed £1000 , when I said I was fine they said it could take a few days until I feel the pain and I should claim just in case.

    They seemed a bit surprised ( upset they wouldn't be getting their expenses from a claim ) when I refused to claim and I said I could see why car insurance was so expensive when people get compensated for fake injuries.
  • peterbaker
    peterbaker Posts: 3,083 Forumite
    Wayne3765 wrote:
    I informed my insurance of the accident and passed all details on and made it clear it was for information only as no claim was needed but around a week or so later I had a call from their legal team asking me to make a claim for whiplash injuries and telling me I was more or less guaranteed £1000 , when I said I was fine they said it could take a few days until I feel the pain and I should claim just in case.

    They seemed a bit surprised ( upset they wouldn't be getting their expenses from a claim ) when I refused to claim and I said I could see why car insurance was so expensive when people get compensated for fake injuries.
    Could you tell us the name of your insurer Wayne? What you have said doesn't surprise me but will come as a surprise to many.
  • peterbaker wrote:
    Could you tell us the name of your insurer Wayne? What you have said doesn't surprise me but will come as a surprise to many.

    At the time I was with Fortis through Insureyourmotor.com but I went with Privilege at the next renewal date as they were much cheaper and I also got £40 cash back for signing through Quidco :beer:
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