bank sunscription charges yay or ney

clairelouu

Hi, just trying to save some cash and I notice I pay £13 each month for a bank subscription package incl car cover (which i have elsewhere), travel insurance (which other half has), cheaper o/d, gadget cover and phone cover?

so cancel or keep?
and should i keep setinel card cover?
decisions decisions...:beer:

chambta

Weigh it up. Can you do better elsewhere? If so do it and downgrade.

dtsazza

chambta wrote: »

Weigh it up. Can you do better elsewhere? If so do it and downgrade.

It's as simple as that, really. Is it worth £13 to you?

Obviously if you can get it cheaper in its entirety elsewhere there's no discussion. But you can certainly replicate parts of it for cheaper, so you may come to the realisation that you're paying £6 a month for the travel insurance, say. Is that worth it to you based on your lifestyle?

Only you can answer the question of whether you're prepared to pay x amount to receive y product or service.

opinions4u

clairelouu wrote: »

Hi, just trying to save some cash and I notice I pay £13 each month for a bank subscription package incl car cover (which i have elsewhere), travel insurance (which other half has), cheaper o/d, gadget cover and phone cover?

so cancel or keep?
and should i keep setinel card cover?
decisions decisions...:beer:

What cover do you need?

Column A = £156 pa for the bank account.

Column B = what you would pay for the cover you need privately.

e.g. Breakdown £66 + Travel insurance £50 + Phone cover £100 = £212.

If my figures are right, stick with the bank. If you feel you don't need the phone cover, buy the other two things privately.

If you value the gadget cover and cheaper overdraft, work out how much you would pay without this account.

It's not rocket science.