which credit card to transfer to clear my overdraft?

Beverley

I'm looking for a credit card with a 0% balance transfer which I can use to clear my £2300 overdraft.

Anyone know of any?

izools

MBNA are good for Super Balance Transfers.

But you will have to have very good credit to be approved for any super balance transfer card (this is what the cards that transfer funds into a bank account are called) - being £2,300 overdrawn may cause the companies who offer SBTs to decline you.

What is the rest of your credit like? Have you missed payments / had defaults in the past? Do you currently have any debt beside your overdraft? Are you currently registered to vote? Have you applied for any credit scored products in the last six months?

sophieb4156

Hi sorry if this isnt the correct place to add my question - this forum is massive! i have an overdraft of 2500 on my lloyds current account i would like to pay off as paying £30 interest a month. Have already got a virgin credit card with a credit limit of 3500 which has been sat doing nothing for 6 months. I have been offered 0% on balance transfer upto June 2012. Is it possible to transfer the overdraft onto the virgin card???

Lizzielonglegs_2

sophieb4156 wrote: »

Hi sorry if this isnt the correct place to add my question - this forum is massive! i have an overdraft of 2500 on my lloyds current account i would like to pay off as paying £30 interest a month. Have already got a virgin credit card with a credit limit of 3500 which has been sat doing nothing for 6 months. I have been offered 0% on balance transfer upto June 2012. Is it possible to transfer the overdraft onto the virgin card???

I have a virgin card and recently had to pay into my current account. If you have internet banking with them click on the make a transfer tab, then pay into a current account. It should give a list of rates and current promotions. My account has got 0% till July 2012 as well as 0% till May 2012 and standard rates. Make sure if you do it that you click the right box...else you will be paying on it. You will have to pay a fee.

If you don't have interbet banking...might be able to phone them???