PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Looks like my deposit wasn't protected

Options
I have just moved out of a house after 3 years. I was told by letting agent that my deposit was protected. However now they are unable to provide me with any details of which scheme they have used and say I need to wait 4 weeks to get it back.

A quick google search suggested I should get it within 10 days and that there are only 3 schemes in which my deposit should be held. I have checked with all 3 this morning and they all say my deposit is not protected.

Where do I stand here and what should I do next?

Comments

  • BitterAndTwisted
    BitterAndTwisted Posts: 22,492 Forumite
    10,000 Posts Combo Breaker
    If your landlord does not return your deposit you will have to start proceedings in the small claims court. Give them a week to come up with any proposed deductions and then send the LL a "Letter Before Action". The courts have been known to award the tenant three times the deposit amount for non-protection. A recent court ruling has put this in doubt but it might be worth pointing this out in your LBA as landlords and agents who don't know or care about deposit-protection probably don't know about recent rulings either.
  • markmcalear
    markmcalear Posts: 54 Forumite
    Ok thanks. Can they still make deductions even if they haven't protected the deposit? I know the house was spotless and that everything is in good order. I made sure to take plenty of photographs too.

    Would I take the landlord or the letting agent to court?
  • RAS
    RAS Posts: 35,658 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Did you have a written signed inventory at the start of the rental period?
    If you've have not made a mistake, you've made nothing
  • BitterAndTwisted
    BitterAndTwisted Posts: 22,492 Forumite
    10,000 Posts Combo Breaker
    Yes, they can propose to make deductions even if your deposit was not protected. What is material is whether they have any documentary evidence that the property was left in a different condition to how it was at the beginning of your tenancy. Under normal circumstances there would have been a dual-signed check-in inventory to compare with the check-out one. Was there one?

    In any case, if you need to claim your deposit back it will be the landlord who is responsible for returning it. The agent is just that: an intermediary appointed by the landlord to act on their behalf. In this case, it would appear that they were very poor choice indeed.
  • markmcalear
    markmcalear Posts: 54 Forumite
    I don't believe there was an inventory. I only have a tenancy. I tried calling them yesterday but all I got was a message saying they were closed.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.