Fab credit but no loan???

geoffky

bairnbabe wrote: »

WOW!!! I love how everyone on here is sooooo anti-debt. You make a simple post asking for help regarding loans and people are down your throat with the whole 'don't do it' or 'do you really need it'.
Sorry people not the response i was genuinely looking for!!
Yes i was stupid when i was younger however i paid of everything and have been building my rating for a few years now.

Everyone has debt and that's pretty much a fact of life, even a mortgage is debt!!

So what if i want a quick lump cash to go on holiday now, it's not a huge amount, i'm not going to spiral back down into the depths of serious debt & i'm keeping it at a reasonable amount so it's a comfotable amount to repay!!

Some people don't want the band-wagon of negative responses when they come on here, i've seen previous posts where people are desperate and need something to get them back on their feet but get no real response other than 'budget your finances' or 'sell what you don't need'.....LMFAO!!

Thought this was a help forum :cool:

wrong ...not all of us have debt... and have quite a few holidays a year..please don't tar all of us with the same brush.

and you have not learnt a thing from you last journey in debt....some people just have to be a debt junkie..

System

iolanthe07 wrote: »

Everyone has debt

No, they don't. There are some of us, perhaps in our sixties or seventies, who have absolutely no debt at all.

I've never had any debt (except my student loan), and I'm quite proud of it since I'm only 24! Of course, I'll have a mortgage somewhere down the line, but for now I enjoy bragging about my debt-free status :rotfl: