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Default on Credit Score - Paid but still chasing me

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  • ian_h
    ian_h Posts: 340 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 28 June 2011 at 11:34PM
    If you did you settle in the June/July 2008 i.e. way before the 04/09 default you do need to get t-mobile to agree that this happened as only they can update your credit file.

    Check your records and find proof of payment and then check your credit file every 6 months in future :)

    If you settled AFTER the default date then your Credit file looks right to me , it was defaulted on 10/04/2009 and is showing as "Satisfied" (i.e. settled)
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    ian_h wrote: »
    its just the amount you are disputing as it should now show £0

    You've read it wrong - the balance is £SATISFIED not £182.

    The DEFAULT BALANCE is £182 - this is correct - as this was the balance of the default.

    The SATISFIED status shows that the CURRENT balance is £0.

    The data is correct.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    think your mate got trained with the others at t-mobile that aint a clue
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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