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Debt Free Today!

roxiepie_2
roxiepie_2 Posts: 229 Forumite
Debt-free and Proud!
in Debt-free wannabe
Just made my final payment on my credit card so....now officially debt free!

Have been working on it for over two years (was higher than sig - actually £5k at worst), so is hard to believe it is here. Don't think it has quite sunk in that my money is now mine!

Anyway, just wanted to share! Hopefully my little news will help keep others going as hearing from newly DF other has with me :)
NOW DEBT FREE :j
NEW FINANCIAL GOALS
CAR COSTS POT : £0.00/£550.00________ REGULAR COSTS POT : £0.00/£396.25
£3K BEFORE 30 : £0.00/£3000.00_______£200 HOLIDAY FUNDS BY 2012 : £0.00/£200.00
«13

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Fantastic. :j

    Add yourself to the Debt Free Roll of Honour.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    roxiepie wrote: »
    Just made my final payment on my credit card so....now officially debt free!

    Have been working on it for over two years (was higher than sig - actually £5k at worst), so is hard to believe it is here. Don't think it has quite sunk in that my money is now mine!

    Anyway, just wanted to share! Hopefully my little news will help keep others going as hearing from newly DF other has with me :)


    This is just fabulous, and in just over 2 years from the lightbulb!!!!

    So now, how much were you slamming aginst those debts each month? And how much of this are you going to save (after a small treat of course as you deserve it ;-)?

    I suggest an instant access isa at first, which you can dip into in an emergency, to start building up your safety net. Join your work pension scheme of you haven't and they have one. Top up to the max they will match, if you have joined but are paying in less.

    Stories like this will just help spur on the newbies and show them the light at the end of the tunnel :beer:
  • Frodobaggins
    Frodobaggins Posts: 969 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    really well done roxiepie, you have worked really hard to achieve your debt free status. Good to hear about your achievement, helps us all keep plodding on to our final goals x.:T:T:beer::j:j
    DFW Nerd 1394.
    Total Debt Paid £38109.29/ £40259.24.
  • Gettingtherequickly
    Gettingtherequickly Posts: 4,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Well done, it is a wonderful feeling the day the last payment is made! And seeing money in your account is even better:j:j
    A smile costs little but creates much :)
  • bugslet
    bugslet Posts: 6,874 Forumite
    round of applause roxiepie:T
  • carrielovesfanta
    carrielovesfanta Posts: 2,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    :beer::beer::beer:

    celebration time! well done!!
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • Learning2Budget
    Learning2Budget Posts: 1,092 Forumite
    excellent news, you must be over the moon. I love hearinb stories like this, cos it reminds me that the end will come and one day i'll be able to save instead of paying back!
    LBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/2018 :)
  • iwillbedebtfreeinmylife
    iwillbedebtfreeinmylife Posts: 24 Forumite
    Well done congratulations!!!
    Now in control and will be Debt free by 2014
  • orangesmartie
    orangesmartie Posts: 330 Forumite
    Well Done :D
  • MattSS
    MattSS Posts: 161 Forumite
    Congratulations and bravo

    :T:beer::T
    "He hopes and he wished it but it didn’t fall in his lap so he ain’t even here"
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