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Debt Free Today!

2

Comments

  • dmlambert
    dmlambert Posts: 144 Forumite
    :TCongratulation:T
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Congratulations :T:T:T:T:T

    Emz xx
  • neverlearn
    neverlearn Posts: 154 Forumite
    Brilliant, well done

    :money:
    Provident 1,000
  • nancmat
    nancmat Posts: 837 Forumite
    Congrats, nearly there myself overpaying on my last two loan payments then it's the overdraft. Must be a great feeling
    Received £2,626.00 in PPI -2013:j
    Received £1400 charges - 2006:j
  • tescomilk
    tescomilk Posts: 138 Forumite
    CONGRATULATIONS !!!!!!

    :T :T :beer: :T :T :beer: :T :T :j :T :T :beer: :T :T :beer: :T :T

    :money: :money: :money: :money: :money: :money: :money: :money: :money: :money: :money: :money: :money: :money: :money:

    I can't remember the last time I was debt-free unfortunately.
    My long term plan is to be debt-free, mortgage-free, cash rich.

    At that point I am going to cancel all my direct debits and pay for everything either in advance (TV Licence/Council Tax etc) and the rest of the bills when I get them.

    I know you can save a few quid per year by direct debit, but I hate seeing all these things come out of my bank and not get any satisfaction from physically paying them and not know how much "actual balance" I have in my account at any one time thanks to variable direct debits etc.

    I Can't wait for the day I am standing in your shoes. :T
    Congratulations once again, we need more stories like this..... :A
  • MAY1950
    MAY1950 Posts: 27 Forumite
    Congratulations, :T
  • Brilliant! Big congrats on reaching your goals. You should be very proud of yourself and this huge achievement.

    :beer:
    [STRIKE]£1900[/STRIKE], [STRIKE]£1750 [/STRIKE] [STRIKE]£1685 [/STRIKE] [STRIKE]£1601 [/STRIKE] [STRIKE]£1478[/STRIKE] [STRIKE]£1325 [/STRIKE] [STRIKE]£1162[/STRIKE] [STRIKE]£1050 [/STRIKE] £970 worth of debt to clear
    Time to change my attitudes towards money, its maths, not magic. If I can't afford it, I cant have it. Simples.
    Goal 1: Clear debts
    Goal 2: Learn how to save
    :D
  • roxiepie_2
    roxiepie_2 Posts: 229 Forumite
    Debt-free and Proud!
    Thanks everyone for your lovely replies! Somehow it sort of makes it more real...

    fermi - thanks, am going to write one as soon as I can think of some tips!

    atush - lovely message! I am considering getting a pizza tonight (domino's two for tuesday of course :)) but this final payment means its going to be a lean month. I have an ISA but will start to actually use it! Looking to have a money pot system, start saving and a nice holiday in the next few months...

    tescomilk - thanks for the celebrations!
    NOW DEBT FREE :j
    NEW FINANCIAL GOALS
    CAR COSTS POT : £0.00/£550.00________ REGULAR COSTS POT : £0.00/£396.25
    £3K BEFORE 30 : £0.00/£3000.00_______£200 HOLIDAY FUNDS BY 2012 : £0.00/£200.00
  • Bess09
    Bess09 Posts: 32 Forumite
    Really pleased for you and encouraged by you as well! Congratulations and thanks!
  • Lisa1978
    Lisa1978 Posts: 317 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Fantastic news :):) 1 more year for me to go :):) Thanks for the inspiring story :)
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