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Cost of living alone?
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Jay_G_5
Posts: 23 Forumite
Hi all, wont bore you all with the back story but looking to rent a place on my own but not sure on costing as the ex always used to sort them out. Is there anything I have missed off of my budget or got the amounts to low (utilities wise)
Rent - £450
Council tax - £80
Water - £25
Gas / Leccy - £50
Road tax - £25
Car Insurance - £67
Mobile - £13
Internet - £20
Car Maintance - £25
Food - £200
Petrol - £60
Total - £1015
Rent - £450
Council tax - £80
Water - £25
Gas / Leccy - £50
Road tax - £25
Car Insurance - £67
Mobile - £13
Internet - £20
Car Maintance - £25
Food - £200
Petrol - £60
Total - £1015
Current account - CO-OP Cashminder
0
Comments
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Hi,
How about home contents insurance, also check whether the landlord has buildings insurance etc.
Good luck!0 -
Hi Jay
Gas and electric together for £50 seems a little low unless you're really light on use. I live alone and don't think I over use either and gas comes to about £45 pm and electric about £23 pm.
Your car tax seems a little high at £25 pm, not sure though as I don't know what car you drive. Mine is about £165 per year so about £13 pm.
Food for a person on their own seems a little high at £200 pm, If you plan ahead and budget you would be able to get this down a little.
Internet at £20pm - You could shop around and usually get a package (sky) for about the same price but then it would include Sky TV phone calls and internet (only if you're prepared to sign up to a 12 or 18 month contract tho.
What about:
TV license - £12 ish pm
House contents insurance - £16 ish pm
Phone line - £13 ish pm
Thanks
Mel0 -
Hi Mel, was thinking I had put them in pretty low but I tend to work 6/7days a week. Will have to factor the other things into the budgetCurrent account - CO-OP Cashminder0
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I have lived on my own for 5 years now, and would say your amount is about right. Wish I could use just £60 petrol a month, but then that depends how far you drive. I spend a little less on water, mine is £190 a year, so just under £16 a month.
I'd say it costs me £1,000 a month just to live on, then anything extra you can use for holiday, savings, newer car fund home improvements etc.0 -
I think that's all about right apart from food which should be halved.0
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I always find some things are more expensive living alone, makes budgeting all the more important! good luck and take care xxx0
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Rent - £450
Council tax - £80
Water - £25 - on a water meter, this could be £15-18, depending where you are
Gas / Leccy - £50
Mobile - £13
Internet - £20
Food - £200- pigsy. £100's enough. £200 would be treats galore and several takeaways a month.
These are car costs, not living alone costs:
Road tax - £25
Car Insurance - £67
Car Maintance - £25
Petrol - £60
Total - £1015
TV License
Contents Insurance0
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