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Aqua Credit Card
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Its just a risk assessment. People with no credit history are higher risk - and the rate the APR is set at effectively has to cover the percentage of people who are likely to default and not pay back their debts on time, as well as those who will.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
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My Barclaycard Gold has the same interest rate as my Capital One Classic. Now that I have nearly paid the Barclaycard off, and use my cards and pay in full each month, I personally invite all lenders to jack them up to 1000% APR
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M W Expert0
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