Tesco crdit card

gerbiegirl

:j:o We are overspending on our credit card! couldent pay in time so I used my debit card to clear half of it! question is if i pay in full after pay by date will i still get charged extra? Also is it worth putting all our groceries on i,as I already have a clubcard,what points do I gain from using it??? Thats the sole reason i use it for convenience on the internet and points! I just paid £9 interest ouch!

bengalknights

If you pay in full after statement date you will be charged interest upto the day you paid.

thenudeone

If you pay in full and payment reaches the account before the due date AND you paid in full last month then you will not be charged any interest.

If not, you will be charged interest on everything on your statement and all new purchases until there are two consecutive months of full payment. If this is the case and you have funds available, you would be better putting any new purchases on your debit card or another credit card if you can.

gerbiegirl

I will be opening an account for a direct debit payment ,so they will never get a late fee again,and I have cut my husbands up,cos so far he has bought a yacht,a kayak,numerous fishing gear ect ect ha ha, thank you for advice!