Blinking in the brightness of the lightbulb moment

Cat2011

Pay day today. A very depressing pay day . Added up all my totals and I'm very nearly an extra THOUSAND pounds in debt this month - just makes me wonder why I bother . All the tax was paid this month, and had other expenses too, but I still earnt a pathetic amount of money. I'm going to have to get back into gear to get my earnings back up.

Will have to re analyse my DFD, I suspect it'll have gone massively backwards . Why can't things just go my way...

Just checked - DFD moved back to September.... Got to get my essays finished - then get on the eBaying...

ZTD

Cat2011 wrote: »

Pay day today. A very depressing pay day . Added up all my totals and I'm very nearly an extra THOUSAND pounds in debt this month - just makes me wonder why I bother .

Divide it by 12. It's not so bad then.

Remember, just like Christmas, the tax return comes but once a year...

Cat2011

ZTD wrote: »

Divide it by 12. It's not so bad then.

Remember, just like Christmas, the tax return comes but once a year...

True . At least now I've got the first one out of the way I can plan for next year, and save it up in a pot.

Cat2011

February Tally of savings.
Need £1,300. Saved £51.50

£8.72 Quidco
£0.22 Interest
£5.88 Interest
£36.68 Mystery Shop

Cat2011

February Tally of savings.
Need £1,300 (~£750 from salary). Saved £91.50

£8.72 Quidco
£0.22 Interest
£5.88 Interest
£36.68 Mystery Shop
£40.00 Mystery shop

Cat2011

Have this week off work - purely taken to finish writing my assignments as I had a "nudge" email from my tutor last week. Fun fun fun. Nearly finished one of them, so have the rest of the week to write the other. Hoping it won't take me all week, so I get to have at least some fun on my week off. Have a thousand jobs to do around the house as well and it'd be nice to tackle some of those this week too, but musn't get distracted.

Got a few mystery shops lined up for Saturday. I've done a few of those in the last month, so money from shops should be back up soon which will help with the savings.

Still not heard from the last uni.....

Cat2011

February Tally of savings.
Saved £102.84

£8.72 Quidco
£0.22 Interest
£5.88 Interest
£36.68 Mystery Shop
£40.00 Mystery shop
£3.06 Round down
£8.28 Interest

Cat2011

February Tally of savings.
Saved £106.57

£8.72 Quidco
£0.22 Interest
£5.88 Interest
£36.68 Mystery Shop
£40.00 Mystery shop
£3.06 Round down
£8.28 Interest
£2.60 Amazon
£1.13 Quidco

Cat2011

Finally some good news in my life!
I got an official looking letter today. I thought "oh god it's from the tax office demanding an explanation of my self-assessment tax return or else". I was right - it was from the tax office. But it was a rebate! :j For £593.74 :T

Over the moon!! So should hit the sub 5k payday this month...

Cat2011

February Tally of savings.
Saved £700.48

£8.72 Quidco
£0.22 Interest
£5.88 Interest
£36.68 Mystery Shop
£40.00 Mystery shop
£3.06 Round down
£8.28 Interest
£2.60 Amazon
£1.13 Quidco
£593.74 Tax rebate :j:j