Pet insurance covering pre-existing conditions

stg123

Hi, I'm trying to get my two four-year old cats insured.

One of them has had vague urinary problems twice - not particularly diagnosed, but been to the vets a couple of times and given antibiotics/anti-inflammatories but no real cause found.

I've been trying to find an insurer that'll cover this sort of thing (particularly as it's so vague). Argos definitely don't, and several others I've looked at.

Any recommendations?

rising_from_the_ashes

Sorry but this is where the insurance companies have us.....

You'll be able to get him covered but the urinary problems will appear as an exclusion on the policy - all insurers do this so you'll be extremely unlikely to find one that will cover it.

tankgirl1

Unfortunatley there is nothing you can do - as RFTA says, any urinary problems will be excluded...

snowman2_2

You will need to be as precise as possible to narrow the exclusion to the bare minimum. Ask your vet what wording to use.

elsien

snowman2 wrote: »

You will need to be as precise as possible to narrow the exclusion to the bare minimum. Ask your vet what wording to use.

Definitely. Mutt had some skin problems with her feet when I first got her, and the insurance ended up trying to exclude all foot conditions. I asked what would happen if she cut her foot (which obviously is completely unrelated to anything) and they just sort of shrugged and wouldn't answer.

Fire_Fox

Given you don't even have a diagnosis, I think you will struggle to get anything kidney/ bladder related covered. It's a little like trying to get insurance for a burglary that has already happened! Why has this not been properly investigated? Have you tried a diet that is closer to natural for an obligate carnivore and did you use probiotics (friendly bacteria) after the antibiotics? This website is well thought of.