Where to get a loan £2000 with virtually no credit.

ashleygunn

Pay a couple of hundred for an old banger, drive it until it dies then buy another banger. You'll find its a lot cheaper than servicing, maintaining and insuring a "newer" car.

DCFC79

ashleygunn wrote: »

Pay a couple of hundred for an old banger, drive it until it dies then buy another banger. You'll find its a lot cheaper than servicing, maintaining and insuring a "newer" car.

there is a guy on here who does just that and for him it seemed to work

drbesty

Lovelyleeds what you are doing is fronting, its a criminal offence, insurance companies are wise to it, if your daughter stuffs her car they'll cancel the policy and any you'll have to pay the claims of any third parties involved

LovelyLeeds

bouncyd!!! wrote: »

Really? Hope your daughter doesn't have an accident, because if she does then you are possibly (as we don't know the full details) going to be in deep do do for fronting her insurance policy.

.

My insurance company is Aviva, and they are completely and totally aware of the circumstances, I had it re-checked by phone with them, and they are 100% aware that my daughter is the main driver. They are totally aware that the car is in my name.
To be clear here, she is the main driver of the policy, but it is in my name. I am a named driver. They are well aware that I have my own policy (with another company) which I am the main and sole driver for. This is not a case of me being the main driver - get your facts right before you make accusations.

LovelyLeeds

drbesty wrote: »

Lovelyleeds what you are doing is fronting, its a criminal offence, insurance companies are wise to it, if your daughter stuffs her car they'll cancel the policy and any you'll have to pay the claims of any third parties involved

see my post above

Ilona

Please don't get into the borrowing mindset everytime you want something. You are only 18, your whole life ahead of you. Spending money that isn't yours, then having to pay loads more back in interest is the first step on a downward spiral. If you do it once you will do it again. Read some of the horror stories on this forum, do you really want to end up in such a financial mess?

Start by saving a little bit of cash now, buy the cheapest to run, nothing fancy, bog standard runabout car. Then immediately start saving for the next one. Over the years keep putting money aside for the next car, each time you will be able to afford something a bit better. Forget the 'I want it now', syndrome. Don't look at other young people with flash cars, you don't have to compete with them. You have plenty of time. Listen to Aunty, ha ha.
Ilona

somethingcorporate

LovelyLeeds wrote: »

My daughter's car is in my name and she is a named driver.

LovelyLeeds wrote: »

To be clear here, she is the main driver of the policy, but it is in my name. I am a named driver.

???

If it is your policy and she is a named driver yet does the bulk / all of the driving it is fronting.

If the policy is in her name and you are a named driver it is not.

Which of these is it as your posts above appear to contradict each other.

CountingPennies

LovelyLeeds wrote: »

My insurance company is Aviva, and they are completely and totally aware of the circumstances, I had it re-checked by phone with them, and they are 100% aware that my daughter is the main driver. They are totally aware that the car is in my name.
To be clear here, she is the main driver of the policy, but it is in my name. I am a named driver. They are well aware that I have my own policy (with another company) which I am the main and sole driver for. This is not a case of me being the main driver - get your facts right before you make accusations.

I'm sure no one ment to offend you, and people may have "got their facts wrong" because in your original post you said your daughter was a NAMED DRIVER not a MAIN DRIVER. That is why people accused you of fronting.

Pleased to hear your insurance know the full details

CountingPennies

somethingcorporate wrote: »

???

If it is your policy and she is a named driver yet does the bulk / all of the driving it is fronting.

If the policy is in her name and you are a named driver it is not.

Which of these is it as your posts above appear to contradict each other.

Beat me to it.... :rotfl:

LovelyLeeds

somethingcorporate wrote: »

???

If it is your policy and she is a named driver yet does the bulk / all of the driving it is fronting.

If the policy is in her name and you are a named driver it is not.

Which of these is it as your posts above appear to contradict each other.

We are both named drivers on the policy, but the policy is in my name.
Aviva are fully aware of this, and because you have all worried me - I've just phoned Aviva to double check my policy details. I have been fully assured that the policy is in tact, legal and I am not committing any fraud. They are 100% aware that my daughter is the main driver even though the policy is in my name.
I would suggest that anyone who still thinks this is fraud, that they ring Aviva and find out for themselves, 08448911101.
I would therefore, recommend Aviva as they were recommended to me by another insurance company at the time, when I was ringing round for insurance. Aviva used to be Norwich Union, so they are not a fly-by night insurance company.