Help me find a new current account! ( Need no secure key / Android app )

MoneySavingUser

Someone posted here that FD are going to use a secure key too

Halifax has username, password and then select random characters from a secret passphrase atm

MoneySaverLog

Lloyds TSB no secure key and their cards cannot be read in other banks card readers so doubt they will be introducing that anytime soon

KxMx

MoneySaverLog wrote: »

Lloyds TSB no secure key and their cards cannot be read in other banks card readers so doubt they will be introducing that anytime soon

HSBC's system (SecureKey) doesn't involve a card reader. So Lloyds TSB can just do the same or similar.

The way of the future is extra security, all the banks will have it eventually, it's silly to think otherwise.

alanq

MoneySavingUser wrote: »

Someone posted here that FD are going to use a secure key too

IIRC the official line is that FD will be introducing SOMETHING SIMILAR within the next year but not necessarily identical to what has been issued to HSBC customers.

gt94sss2

MoneySaverLog wrote: »

Lloyds TSB no secure key and their cards cannot be read in other banks card readers so doubt they will be introducing that anytime soon

My Lloyds TSB debit card works in a card reader - the reader can tell if I have correctly entered the PIN number and generates a 8 digit code.

As such, I suspect LLoyds could introduce a card reader with little trouble if they wanted too..

Regards
Sunil

bankersmug

LloydsTSB have got the right idea. If you're setting up a new payment, they do the pin confirmation via the telephone and then in future you can make payments using your password. Contrast this with Nationwide, who even with established payment arrangements require use of a card reader.
I moved to First Direct for this reason, so I'm dismayed to hear that they're thinking of doing the same. Hope they come up something that doesn't require an additional piece of hardware - your mobile phone perhaps?

MoneySaverLog

gt94sss2 wrote: »

My Lloyds TSB debit card works in a card reader - the reader can tell if I have correctly entered the PIN number and generates a 8 digit code.

As such, I suspect LLoyds could introduce a card reader with little trouble if they wanted too..

Regards
Sunil

I've tried mine in a barclays, nationwide and natwest card reader and it says the card is unrecognised.

gt94sss2

MoneySaverLog wrote: »

I've tried mine in a barclays, nationwide and natwest card reader and it says the card is unrecognised.

Mine worked in a Nationwide reader when I tried it a few days ago..

Regards
Sunil

Mrs_Ryan

boxrick - I have the same phone as you, I'm with Barclays and they do have a dedicated mobile banking site. I have the PINSentry but OH doesnt and he can log in and check balances etc without it - think they've updated now or something so you can actually do stuff without PINSentry.