Bank of Scotland visa electron card-pls help

Ewan154

Hi,
Can anyone pls help? I have a Visa Electron card with the Bank of Scotland. I think it has a £50 limit on it. If I bought something costing £51.94 would that go throught?

jambosans

What do you mean by "£50 limit"?

Any Bank of Scotland account which carries a Visa Electron card is a basic bank account, and as such, does not carry an overdraft (if that's what you're referring to as a limit). If you simply mean you have £50 in credit, then the transaction should decline as an online debit card requires confirmation of available funds before it goes through.

opinions4u

You can select an ATM limit of £50 a day.

This doesn't affect debit card transactions though.

Why do you ask?

glennc1981

You should be able to spend upto the available funds you have in your account. I've never heard of a debit card (let alone Visa Electron) having a limit on what you can spend, only ATM withdrawal limits.

AbbeyDhabi

glennc1981 wrote: »

You should be able to spend upto the available funds you have in your account. I've never heard of a debit card (let alone Visa Electron) having a limit on what you can spend, only ATM withdrawal limits.

You've obviously never banked with Santander............