Which card???

Harman83

Hi,

Real quick question but does anybody know which credit card (best balance transfer deal) is the easiest to obtain, I have a good rating and so does partner...............but with so many out there I dont want to apply for the wrong one and get declined then I have stuffed my chances for a good few months etc...... Or is there just no way of telling??? I already have MBNA/Virgin and Barclaycard... Any advice welcome
Thank you

Harman83

that must be a silly question.........

Tixy

Probably difficult for anyone to advise - you already have some prime cards and you say your rating is good - I assume you haven't missed any payments etc.
Therefore you could try for any other prime card, not from the same issuer as your current ones.

Some have minimum income requirements, some require you to hold a bank account with that credit card company.

Applying for one card and being declined won't stuff your chances of being accepted for another, one application on its own won't make much difference. Obviously if you are declined it would be worth trying to work out why before you plough on and apply to lots of lenders.