Who else to apply for? Barclaycard Gold

Johntea

Now I have a Barclaycard Gold with a £2000 credit limit, are there any other credit card offers around that I should have a high chance of success for?

My annual income is just touching £22k before deductions and I'm living with parents so no huge outgoings.

Really just looking for a couple more options to test the water, and maybe a card where I could transfer my 2 £750 overdrafts from HSBC on to interest free

Just wondered as if Barclaycard gave me a £2000 limit then I must be pretty credit worthy? There wasn't any glaring problems on my credit report the last time I checked although I'm not on the electoral roll (Don't want to be if it can be avoided at the moment).

YorkshireBoy

£22K salary and "no huge outgoings", yet you have overdrafts totalling £1.5K. Unless you've only just started work you must have had some major outgoings at some time!

A couple or three months should see these paid off on that income surely? Why pay a circa 3% fee to switch the debt?

If you're adamant, then MBNA or Post Office cards will meet your needs. However, I'd wager you'll be declined due to your non-Electoral Roll status.

book12

Barclaycard Platinum?

malcolmffc

Why on earth are you not on the electoral roll? It is a legal requirement that you ensure the information on it is accurate for your address. If you're a UK, EU or Commonwealth citizen aged over 18 then you need to be on there.