Home buildings insurance - company not paying up

Ian_W

InsideInsurance wrote: »

The likes of Hiscox, however, do an all risks policy and therefore things are covered unless explicity excluded rather than the normal specified risk policies

Sadly though, Hiscox don't do that sort of policy at Halifax prices!

The point I was making is that the OP will be frequently disappointed (as s/he clearly is here) if they assume that their household policy covers "anything that may go wrong with it". "Generally" it won't.