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few questions, please

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Comments

  • mandyl
    mandyl Posts: 806 Forumite
    Part of the Furniture Combo Breaker
    er theres no way im going to pay it off, sorry but where did i say that?
    i currently pay £3 a week towards the debt with sse as they are a priority debt
    bsc 347:j
  • kepar
    kepar Posts: 1,297 Forumite
    Any debt you have goes into the BR. It will be then up to SSE as to what they do.
  • mandyl
    mandyl Posts: 806 Forumite
    Part of the Furniture Combo Breaker
    yes kepar i know
    my question wasnt about that.
    i fully understand its up to them, sorry but im not thick you know lol
    bsc 347:j
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Take readings the day of your bankruptcy they should then once you call zero the account as the debt will be included in BR and start the account from fresh..although as others said who knows about PAYG meters they seem to decide themselves as in the past i've seen people forced to have em and others left alone..

    and as a past biker I agree...change the bloomin tyre!!!!!
    We all die. The goal isn't to live forever, the goal is to create something that will
  • kepar
    kepar Posts: 1,297 Forumite
    mandyl wrote: »
    yes kepar i know
    my question wasnt about that.
    i fully understand its up to them, sorry but im not thick you know lol

    would it be ok to ring southern elec and ask them or is that a bad idea? also do i contact dwp because after my br i dont really want to be paying southern elec arrears i shouldnt be.

    It will fall into the br, so you will not have to pay the arrears.
    That is what you asked , and what I answered.

    Or how much do you owe SSE?
    Don't include the debt in your br, and carry on paying it back. Do not declare it to the OR as repaying. If I recall your income is only benefits so you will not be liable for an IPA, so if there is any spare you could repay them with that. That way they will not know about your br and you will not get a meter.
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    kepar wrote: »
    Don't include the debt in your br, and carry on paying it back. Do not declare it to the OR as repaying. If I recall your income is only benefits so you will not be liable for an IPA, so if there is any spare you could repay them with that. That way they will not know about your br and you will not get a meter.

    No all relevent debts must be declared and are included in bankrutcy
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • mandyl
    mandyl Posts: 806 Forumite
    Part of the Furniture Combo Breaker
    thanks phil.
    debtinfo yep i will def be telling them as i have enough of a time worrying about fresh air than that as well lol :)
    as for bike tyre bike will have a rest for a bit i think as i dont want to throw £65 at it if it then goes.
    thanks for all your hep its very much apreciated
    bsc 347:j
  • alastairq
    alastairq Posts: 5,030 Forumite
    as for bike tyre bike will have a rest for a bit i think as i dont want to throw £65 at it if it then goes.

    Form earlier threads, you don't think the bike will have a 'significant' value..?

    The question you really need to ask yourself is.....do I want to keep the bike?

    If so [which seemed likely from your other threads]....then the tyre issue is solved....get a new one when this one needs replacing?

    The issue regarding your bike, in BR, will be....can you persuade the OR to exempt your bike as an asset in the BR?

    And...if unsuccessful, are you able to come to an agreement with the OR to purchase the OR's Interest in the bike?

    [not necessarily what you think is the bike's 'value', because the OR might make allowance for not having the inconvenience of dealing with your bike]

    If you feel unable to substitute cash for the value of the bike as an asset, then the above will not apply...if it isn't exempted.
    No, I don't think all other drivers are idiots......but some are determined to change my mind.......
  • mandyl
    mandyl Posts: 806 Forumite
    Part of the Furniture Combo Breaker
    alastairq wrote: »
    Form earlier threads, you don't think the bike will have a 'significant' value..?

    The question you really need to ask yourself is.....do I want to keep the bike?

    If so [which seemed likely from your other threads]....then the tyre issue is solved....get a new one when this one needs replacing?

    The issue regarding your bike, in BR, will be....can you persuade the OR to exempt your bike as an asset in the BR?

    And...if unsuccessful, are you able to come to an agreement with the OR to purchase the OR's Interest in the bike?

    [not necessarily what you think is the bike's 'value', because the OR might make allowance for not having the inconvenience of dealing with your bike]

    If you feel unable to substitute cash for the value of the bike as an asset, then the above will not apply...if it isn't exempted.
    lets not go into that yet again please.
    what will be will be, but i didnt ask about keeping it just enquired about what was best re tyre.
    i didnt want to spend £65 if it was then taken as rightly or wrongly i want to use the £65 to go towards maybe buying my interest in it if they take it and the or lets me.
    its not my money and wouldnt it be awful to loose it over £65.
    it may seem silly me fretting but ive hung onto it and weve both been to hell and back together in the last 3 yrs.
    i really apreciate everyone on here youve all been life savers. but please no more on ifs or buts re me keeping it. thankyou
    bsc 347:j
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