£4700 debt- Shall i transfer to a cc 0% balance

Tixy

thenudeone wrote: »

If you contact Virgin to pay the loan off, they are likely to say that they will only do BTs to other credit cards, not to loans or other debts.

You cannot force the creditor to accept payment by CC or give you a means to pay off the loan by BT.
You cannot force your card company to make a balance transfer outside of their published terms (e.g. to pay off a loan)

The virgin card does allow 0% super balance transfers so using a virgin card to pay off the debt (via a bank account) shouldn't be an issue, although the BT fee is slightly higher.
Although that obviously would be subject to getting card with a limit, which I think could be an issue.