Tuesday 21st June - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Gooood morning - nearly didn't start the thread as I really am in a rush...but then I feel bad so here I am:rotfl:
I'm aiming to go to work for 8 again...stuff to do so need to get a move on.
Hope you're all feeling good:D
My list:

• check banking
• check onepoll
• keep fingers crossed for the 2 ebay listings I have ending later
• packed lunch for dd2
• lunch at home for me
• no cooking tonight - girls out with their dad
• keep place tidy
• NSD
• enjoy Holby on the sofa

I'm doing well with ebay right now - had a sale of £70 yesterday, £10 on SUnday...I'm on a moneymaking roll:rotfl:
So, the longest day eh?! Shame it's dull and cold:( I'd quite like summer to arrive any time soon!

Candy0107

Morning all,

Thanks for starting us off Pixie
Hi to all new posters and regular folk

Today I have/will
• Will have a NSD – can not spend anything...must resist the vending machine
• Look for MS jobs
• Meals from stores
• Checked my online banking – no change
• Charging phone at work
• Text rather than phone as I have gone over my minutes!
• Think positive today - and try not to get dragged down by everyone’s negativity
• Read newspaper online
• Read the freebie paper on the train
• Need to check out the freebies and the competition boards
• Enter comps online
• Drink plenty of water
• Take meds and vits to control hormones
• Update food diary (online and paper copy)
• Early night – tired.com
• Wash my trainers when I get home – have some black marks on them

Will see what happens....

Take care everyone
Candy xxx

tigermoon

Morning all,

Pixie - thanks for starting the thread, hope you made it to work on time!
Candy - hope you manage to get a good night's sleep tonight and stay positive, I work in a negative office too and it's horrible.

My list for today:

[STRIKE]
Check banking & update spreadsheet
PAD if mortgage payment payment out
[/STRIKE]Phone Natwest to get balance on CC Will do this right now!
[STRIKE]NSD[/STRIKE]
[STRIKE]Walk to bus stop and get free bus to work (and back again)[/STRIKE]
[STRIKE]Work hard today & try and stay positive
Free lunch at work
Free fruit at work[/STRIKE]
Meal out on work expenses tonight
Think of a signature for forums
[STRIKE]Put screen cover on iphone[/STRIKE]

That's all for me, have a fab day all xx

ETA: Going to give the meal out a miss tonight, really not feeling great and think an early night in front of TV with PJs on is what I need. Been running about loads recently and my concentration at work is suffering a bit. Meal is baked potatoes from plan though, so that's got to count, right?

Cleosmum

Mornin!

Today I have:

• Checked banking
• Breakfast from stores
• Kids have packed lunches for school
• Washed up breakfast stuff
• Made a shopping list using mysupermarket.com
• Sorted MOC for todays shop

And will:

• [STRIKE]Finish todays flylady area[/STRIKE]
• Work out money for next few weeks, seem to be a tad short somewhere :eek: but hoping I just havent calculated properly in my brain...
• [STRIKE]Get sorted for work tomorrow[/STRIKE]
• [STRIKE]Do shop and stick to list[/STRIKE]
• [STRIKE]Use MOC[/STRIKE] £9 used :T
• [STRIKE]Update sig with grocery spends[/STRIKE]
• [STRIKE]Check PB[/STRIKE]
• [STRIKE]Put airers in sunny window, not on line as dont trust the weather today![/STRIKE]
• Out for coffee with friend this evening :T
• Early night a must as working 8 hrs tomorrow and start at 7am :eek: first day back is the hardest!
• [STRIKE]Lunch and dinner from stores[/STRIKE]
• [STRIKE]Walk to collect kids from school[/STRIKE]

Hope everyone has a smashing day....we are now on the countdown to autumn!

La_escocesa

Hi everyone :wave:

I'm flexing this morning off work - got the Indesh!t repair guy coming out :mad: and just got a text saying something else I ordered is being delivered.

• Had brekkie at home - toast cos the milk has gone off in the 15 degree fridge :mad:
• Made lunch to take to work later
• Having tea from the teapot, using the latest tea cosy I knitted to keep it hotter for longer :cool:
• Took out rubbish and recycling
• Got two bags for the charity shop
• Checked ebay - listed 6 things at the weekend... £130 if they all go for min bid - chances are a few won't sell though, but that's what free listing weekends are good for, right?!
• Training tonight :T Keeps me focussed and outta trouble
• Pennies in the pot
• Entered tv comp - free web entry...someone's gotta win, right?!
  
• Think about July's budget... :eek:
  

xxx

Miss149

Ok, Im new to this forum, but really want to start getting involved so I can stay motivated to get out of debt, and get saving for my mortgage deposit!

So today I will be;

1) NSD! My first attempt at this, lets see how it goes.
2) Speak to Orange about reducing my tariff (currently £60 per month with £12 insurance so £72 per month for my iphone 4 and i never use the minutes being a serial texter!)
3) Gym after work to avoid going out, Ive cancelled my contract but still have to pay 2 more months due to 3 month cancellation period.
4) Lunch at home.
5) Print postage labels for amazon items ready to post tomorrow.
6) At work until 5.30, so will avoid the vending machine and have free fruit.
7) Early night, very tired after dropping OH off at the station at the crack of dawn this morning.
8) Drink lots of water
9) Check bank online.

Hopefully i'll start getting the hang of this :j

La_escocesa

Yay, welcome to the forum Miss149 :hello: Hope you enjoy it here. It's really helped me stay on track. And even when I do fall of the wagon it's nice to have the peeps on here to pull me back up onto it

ziggy2407

Good Morning all

Pixie -Thanks for starting us off
Candy - dont let the negativity drag you down
Miss149 - you'll love it here it's the best thread on MSE, everyone is so supportive and the little things really do count!

Sun shining here in Sheffield, have kept LO off school today as he's in quite a bit of pain following yesterdays appointment, they took off the temporary cast and messed around with his arm before deciding on a splint which he should only have to wear for 4 weeks more (I feel such a fool cos I burst into tears while they were messing around with him and he was so brave)

My little list today

Check Banks - Done
Check swapits (for LO) - Done
Check Ebay (no watchers or bids yet) - Done
Try and sell more stock (going to try emailing round a few people)
Comps

May not get much more done cos want to spend some time with LO, maybe a DVD this afternoon.

Love and Best wishes to everyone on my fave thread :A

PS Hope everyone's ok, missing lots of the regulars

La_escocesa

:grouphug: Ziggy, hope your LO gets better v soon xx

Rock_Cakes

Morning all :hello:

Thanks to Pixie for starting us off. Had a great weekend but now I have the next couple of weeks are going to be manic. With moving, job applications, job interviews, wedding and trip to Oz all within the month. But busy is good.

So today I will:

• Walk to work
• Check bank accounts
• Check surveys
• Homemade lunch
• Dinner from freezer (veggie tagine)
• Make veggie pasties - still haven't done this.:o
• Job applications x 2
• Practice presentation for interview and do some reading for interview
• Catch a bit of wimbledon if I have time
• Bed early to finish 'Girl with the dragon tattoo'

Have a good day everyone.
xx

Nottoobadyet

hello, everybody!

Welcome, Miss 149!
Thanks for starting us off, Pix
Enjoy your morning out of the office, La E!

I've been MIA for a while as I settle in to my new life. As many of you know, this has been a tough time for me in many ways but I think I can confidentially say that I am coming out on top :j My new social life in Kampala is fantastic - way more active than it was in London, and I am enjoying every bit of it. Im having crazy adventures (this weekend was spent playing boda - motorbike! - polo :eek:), making lots of new friends and enjoying my work. Of course I am still torn up about the break up (down two dress sizes courtesy heartbreak diet + awful east african food...) but i feel like i am in my element in a way I haven't for ages.

however all that socializing isnt free even if its cheap so I need to keep an eye on my bottom line!! In Moneysaving today:

• walked to work, will try to leave before dark so I can walk back too
• mango from out of town for breakfast - they are soooo much cheaper outside the city that i stock up whenever I go
• lunch provided by work - will resist the clarion call of snacks...
• leftovers for dinner
• going out to what I think is a free poetry night - if its not free then it will be cheap. going with friends that dont drink much so shouldnt be expensive
• charging crackberry at work
• following up on housing agreement with roommate as its holding up my work refunds
• getting document I desperately need from dad for visa