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I have just applied for a capital one progress card and Barcleycard Initial

Both applications have not come back with instant decisions, they have come back with "we need to make additional checks, we will be in touch within 5 days"

Is that normaly a good thing or a bad thing? whenever I have applied for credit in the past and have been refused I have always had an instant decision.
Disneyland Paris (Dream Castle) - January 2010
Fuertaventura (Corralejo, Oasis Dunas) - March 2010
Disneyland Paris (Dream Castle) - October 2010
Disneyland Paris (Kyriad) - July 2011

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