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How to get a mortgage.
mark8881
Posts: 1 Newbie
Hi all,
Me and my partner have been privately renting our house for nearly 2 years now. We have been offered to buy the house in the region of £235,000. I had it looked at by my friend who has an estate agency and he has valued it at between £260,000 - £280,000.
I recently went self-employed in January and my partner is a part-time accounts trainee.
This is a really good opportunity to get our own house but we cannot get a mortgage because of me becoming recently self-employed.
Is there anything we can do to take advantage of this situation or am i wasting my time bothering looking everyday for a solution???
Loans???
Any help would be much appreciated.
Mark
Me and my partner have been privately renting our house for nearly 2 years now. We have been offered to buy the house in the region of £235,000. I had it looked at by my friend who has an estate agency and he has valued it at between £260,000 - £280,000.
I recently went self-employed in January and my partner is a part-time accounts trainee.
This is a really good opportunity to get our own house but we cannot get a mortgage because of me becoming recently self-employed.
Is there anything we can do to take advantage of this situation or am i wasting my time bothering looking everyday for a solution???
Loans???
Any help would be much appreciated.
Mark
0
Comments
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If you are self employed, you are best going to see an independent mortgage adviser.0
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If you friend valued it at £260k - £280k, that would probably mean that it would be nearer the lower end of that scale and with that in mind because of the stamp duty would then fall under £250k, so idoes it look as good as deal now.
If so, you are best speaking to an Independent Mortgage Advisor.0
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