Do I need to pay my salary into a First Direct 1st Account?

7891368

But do you need to show that you have income that equates to £1500 p/m to qualify?

R34GTT

7891368 wrote: »

But do you need to show that you have income that equates to £1500 p/m to qualify?

No proof required, but the application will ask your annual income.

Lith

R34GTT wrote: »

No proof required, but the application will ask your annual income.

Yea no proof, (not many people know about the e-saver £1 thing)

But still, doesn't that defeats 'FD's' purpose?

if it was me, i'll just make a standing order on my HSBC account of £10 send it to the FD account open the e-saver and thats it, done and dusted another 'FREE' bank account.

samwsmith1

Lith wrote: »

Yea no proof, (not many people know about the e-saver £1 thing)

But still, doesn't that defeats 'FD's' purpose?

if it was me, i'll just make a standing order on my HSBC account of £10 send it to the FD account open the e-saver and thats it, done and dusted another 'FREE' bank account.

But why wouldn't you ditch HSBC for them given the improvement in customer service?
I certainly have, and have probably telephoned FD more times than I ever did HSBC in the space of a few months - 'cos I know I can get an answer straight away, compared with HSBC where they might not know.

Edit: And FD gave me a credit card when HSBC wouldn't.

Lith

I, just used HSBC as an exmaple, i bank with a few others.

so how is 'FD' with you? and is online banking easy?

samwsmith1

Lith wrote: »

I, just used HSBC as an exmaple, i bank with a few others.

so how is 'FD' with you? and is online banking easy?

FD is great for me just glad I managed to become as customer of there's at 18 - unless they do anything terrible they have most likely got a customer for life at the moment.
Internet banking is great - very intuitive and easy to use, along with the phone customer service - it's nice having to phone answered in 2 rings without an IVR (Press 1 etc).

Screenshot of internet banking below:

Lith

Nice,

so when you applied, they send you a letter saying you have an account or do you have to sign something then send it back ?

(what about proof of id and proof of address) ? i doubt you can send your passport to them or? (how does the id thing work?)

That online banking looks sexy, black and white baby !

samwsmith1

Lith wrote: »

Nice,

so when you applied, they send you a letter saying you have an account or do you have to sign something then send it back ?

(what about proof of id and proof of address) ? i doubt you can send your passport to them or? (how does the id thing work?)

That online banking looks sexy, black and white baby !

When I applied online I got an email the next day saying that they had sent me an application form which needed signing and sending back - this arrived the day after, I signed it and heard nothing for a few weeks then received all the paperwork.

They check your ID and address though a credit search - this is because they check your electoral roll information.

noh

You may want to remove your email address from the screenshot you have posted.

samwsmith1

noh wrote: »

You may want to remove your email address from the screenshot you have posted.

Thanks, just doing that now.